FSA Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	115.71	91.72	67.4	45.39	39.94
Total Interest Expense	58.82	48.88	29.12	12	9.83
Net Interest Income	56.89	42.84	38.28	33.39	30.12
Other Revenue	7.38	9.26	16.43	22.2	31.68
Revenue Before Loan Losses	64.27	52.1	54.72	55.59	61.79
Provision for Loan Losses	12.18	5.48	-	-	-
Revenue	52.09	46.62	54.72	55.59	61.79
Revenue Growth (YoY)	11.72%	-14.79%	-1.57%	-10.04%	-10.61%
Salaries & Employee Benefits	21.96	20.72	20.6	18.75	16.4
Cost of Services Provided	12.37	11.67	8.15	7.73	12.42
Total Operating Expenses	35.91	34.05	29.99	27.74	29.76
Operating Income	16.18	12.57	24.73	27.85	32.03
EBT Excluding Unusual Items	16.18	12.57	24.73	27.85	32.03
Pretax Income	16.18	12.57	20.98	26.94	29.71
Income Tax Expense	5.01	3.75	6.17	8.22	8.94
Earnings From Continuing Ops.	11.17	8.82	14.81	18.72	20.77
Net Income to Company	11.17	8.82	14.81	18.72	20.77
Minority Interest in Earnings	-0.65	-1.48	-1.81	-1.5	-0.66
Net Income	10.52	7.35	13	17.22	20.11
Net Income to Common	10.52	7.35	13	17.22	20.11
Net Income Growth	43.21%	-43.48%	-24.53%	-14.37%	23.24%
Shares Outstanding (Basic)	121	121	122	125	125
Shares Outstanding (Diluted)	121	121	122	125	125
Shares Change (YoY)	0.06%	-0.78%	-2.54%	0.58%	-0.18%
EPS (Basic)	0.09	0.06	0.11	0.14	0.16
EPS (Diluted)	0.09	0.06	0.11	0.14	0.16
EPS Growth	43.14%	-43.07%	-22.55%	-14.88%	23.51%
Free Cash Flow	21.6	14.68	21.46	26.12	28.52
Free Cash Flow Per Share	0.18	0.12	0.17	0.21	0.23
Dividend Per Share	0.070	0.070	0.070	0.070	0.060
Dividend Growth	-	-	-	16.67%	-
Operating Margin	31.06%	26.97%	45.19%	50.10%	51.84%
Profit Margin	20.20%	15.76%	23.75%	30.98%	32.54%
Free Cash Flow Margin	41.46%	31.48%	39.22%	47.00%	46.16%
Effective Tax Rate	30.96%	29.82%	29.42%	30.51%	30.09%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.