MoneyLion Cash Flow Statement

Financials in millions NZD. Fiscal year is July - June.

Millions NZD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020	2016 - 2020
Net Income	62.3	74.55	95.87	95.13	87.03	71.97	Upgrade
Depreciation & Amortization	8.78	7.74	7.08	7.87	8.11	8.34	Upgrade
Other Amortization	8.44	5.52	5.68	5.92	9.31	4.46	Upgrade
Gain (Loss) on Sale of Investments	-	-	-	13	-4.09	-2.1	Upgrade
Total Asset Writedown	-7.04	-8.71	-1.74	-	-	-	Upgrade
Provision for Credit Losses	72.41	46.31	22.89	13.82	14.97	29.42	Upgrade
Change in Income Taxes	-27.8	-22.86	-14.79	14.6	-4.86	4.77	Upgrade
Change in Other Net Operating Assets	179.97	-175.39	-293.71	-685.51	-285.04	-165.07	Upgrade
Other Operating Activities	-241.33	-150.99	-89.08	-134.64	-93.29	-74.94	Upgrade
Operating Cash Flow	55.74	-223.84	-267.8	-669.8	-264.87	-130.74	Upgrade
Capital Expenditures	-7.24	-18.84	-23.42	-9.81	-7.56	-6.74	Upgrade
Sale of Property, Plant and Equipment	-	-	-	-	-	0.12	Upgrade
Cash Acquisitions	292.11	290.71	-	-159.92	-	-	Upgrade
Investment in Securities	-123.58	-390.91	-39.56	75.53	23.28	-45.56	Upgrade
Investing Cash Flow	161.29	-119.05	-63.05	-94.2	15.71	-52.18	Upgrade
Long-Term Debt Issued	-	1,075	769.21	1,181	391.48	192.75	Upgrade
Long-Term Debt Repaid	-	-999.23	-906.09	-637.77	-2.23	-2.01	Upgrade
Net Debt Issued (Repaid)	-728.9	75.4	-136.88	542.99	389.26	190.74	Upgrade
Issuance of Common Stock	187.5	187.5	-	-	-	-	Upgrade
Common Dividends Paid	-37.5	-65.5	-60	-58.05	-30.34	-46.1	Upgrade
Net Increase (Decrease) in Deposit Accounts	575.56	559.21	522.31	407.48	-74.61	110.99	Upgrade
Other Financing Activities	-	-	-	-	-	-0.03	Upgrade
Financing Cash Flow	-3.34	756.61	325.43	892.42	284.31	255.61	Upgrade
Foreign Exchange Rate Adjustments	1.3	-1.8	-	-	-	-	Upgrade
Net Cash Flow	214.99	411.93	-5.43	128.43	35.15	72.68	Upgrade
Free Cash Flow	48.5	-242.68	-291.22	-679.61	-272.43	-137.48	Upgrade
Free Cash Flow Margin	21.14%	-99.49%	-111.12%	-267.78%	-115.33%	-66.76%	Upgrade
Free Cash Flow Per Share	0.06	-0.32	-0.42	-1.15	-0.47	-0.24	Upgrade
Cash Interest Paid	342.42	256.68	138.33	100.47	85.06	117.31	Upgrade
Cash Income Tax Paid	35.96	41.69	44.06	32.99	34	24.62	Upgrade

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.