Helia Group Income Statement

Financials in millions AUD. Fiscal year is January - December.

Millions AUD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	371.5	389.2	427.25	467.66	370.51
Total Interest & Dividend Income	120.8	140	142.76	-84.15	-10.56
Gain (Loss) on Sale of Investments	-	-	-3.59	-	-
Other Revenue	-13.6	-24.4	-41.32	59.15	-
Total Revenue	478.7	504.8	525.1	442.66	359.95
Revenue Growth (YoY)	-5.17%	-3.87%	18.63%	22.98%	-10.45%
Policy Benefits	-11.9	21.6	-18.01	43.64	-8.27
Policy Acquisition & Underwriting Costs	58	60.3	61.88	67.06	84.19
Other Operating Expenses	11	6.6	2.63	16.11	-1.2
Total Operating Expenses	57.1	88.5	46.5	126.81	74.73
Operating Income	421.6	416.3	478.61	315.85	285.23
Interest Expense	-66.6	-83.2	-78.84	-30.23	-10.29
Earnings From Equity Investments	-4.4	-3.3	-4.89	-1.08	-
Other Non Operating Income (Expenses)	-	-	0.01	0.09	-
Pretax Income	350.6	329.8	394.89	284.63	274.94
Income Tax Expense	105.7	98.3	119.82	83.45	82.11
Net Income	244.9	231.5	275.06	201.18	192.82
Net Income to Common	244.9	231.5	275.06	201.18	192.82
Net Income Growth	5.79%	-15.84%	36.73%	4.33%	-
Shares Outstanding (Basic)	273	289	324	382	412
Shares Outstanding (Diluted)	275	291	325	383	413
Shares Change (YoY)	-5.44%	-10.53%	-15.15%	-7.30%	0.07%
EPS (Basic)	0.90	0.80	0.85	0.53	0.47
EPS (Diluted)	0.89	0.80	0.85	0.53	0.47
EPS Growth	11.92%	-5.90%	61.03%	12.63%	-
Free Cash Flow	108.4	134.3	-18.27	75.51	344.67
Free Cash Flow Per Share	0.40	0.46	-0.06	0.20	0.83
Dividend Per Share	0.320	0.310	0.290	0.260	0.170
Dividend Growth	3.23%	6.90%	11.54%	52.94%	-
Operating Margin	88.07%	82.47%	91.14%	71.35%	79.24%
Profit Margin	51.16%	45.86%	52.38%	45.45%	53.57%
Free Cash Flow Margin	22.64%	26.61%	-3.48%	17.06%	95.75%
EBITDA	422	418.9	480.84	316.7	286.09
EBITDA Margin	88.16%	82.98%	91.57%	71.55%	79.48%
D&A For EBITDA	0.4	2.6	2.23	0.85	0.86
EBIT	421.6	416.3	478.61	315.85	285.23
EBIT Margin	88.07%	82.47%	91.14%	71.35%	79.24%
Effective Tax Rate	30.15%	29.81%	30.34%	29.32%	29.87%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.