Insignia Financial Ltd. (ASX:IFL)

Insignia Financial Statistics

Total Valuation

ASX:IFL has a market cap or net worth of AUD 3.01 billion. The enterprise value is 3.66 billion.

Market Cap	3.01B
Enterprise Value	3.66B

Important Dates

The next estimated earnings date is Thursday, October 23, 2025.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	n/a

Share Statistics

ASX:IFL has 667.56 million shares outstanding. The number of shares has increased by 0.53% in one year.

Current Share Class	667.56M
Shares Outstanding	667.56M
Shares Change (YoY)	+0.53%
Shares Change (QoQ)	-0.15%
Owned by Insiders (%)	7.42%
Owned by Institutions (%)	60.81%
Float	512.35M

Valuation Ratios

The trailing PE ratio is 187.92 and the forward PE ratio is 12.48. ASX:IFL's PEG ratio is 5.99.

PE Ratio	187.92
Forward PE	12.48
PS Ratio	1.90
PB Ratio	1.46
P/TBV Ratio	n/a
P/FCF Ratio	36.54
P/OCF Ratio	33.30
PEG Ratio	5.99

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.43, with an EV/FCF ratio of 44.45.

EV / Earnings	227.49
EV / Sales	2.32
EV / EBITDA	8.43
EV / EBIT	11.40
EV / FCF	44.45

Financial Position

The company has a current ratio of 2.62, with a Debt / Equity ratio of 0.53.

Current Ratio	2.62
Quick Ratio	1.80
Debt / Equity	0.53
Debt / EBITDA	2.57
Debt / FCF	13.33
Interest Coverage	4.51

Financial Efficiency

Return on equity (ROE) is 0.78% and return on invested capital (ROIC) is 6.42%.

Return on Equity (ROE)	0.78%
Return on Assets (ROA)	5.35%
Return on Invested Capital (ROIC)	6.42%
Return on Capital Employed (ROCE)	9.37%
Revenue Per Employee	988,375
Profits Per Employee	10,063
Employee Count	2,000
Asset Turnover	0.43
Inventory Turnover	n/a

Taxes

Income Tax	-17.30M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +89.50% in the last 52 weeks. The beta is 0.95, so ASX:IFL's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+89.50%
50-Day Moving Average	4.28
200-Day Moving Average	3.99
Relative Strength Index (RSI)	65.29
Average Volume (20 Days)	2,706,392

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:IFL had revenue of AUD 1.58 billion and earned 16.10 million in profits. Earnings per share was 0.02.

Revenue	1.58B
Gross Profit	693.60M
Operating Income	314.60M
Pretax Income	-1.20M
Net Income	16.10M
EBITDA	393.30M
EBIT	314.60M
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 446.10 million in cash and 1.10 billion in debt, giving a net cash position of -651.90 million or -0.98 per share.

Cash & Cash Equivalents	446.10M
Total Debt	1.10B
Net Cash	-651.90M
Net Cash Per Share	-0.98
Equity (Book Value)	2.07B
Book Value Per Share	3.09
Working Capital	666.51M

Cash Flow

In the last 12 months, operating cash flow was 90.40 million and capital expenditures -8.00 million, giving a free cash flow of 82.40 million.

Operating Cash Flow	90.40M
Capital Expenditures	-8.00M
Free Cash Flow	82.40M
FCF Per Share	0.12

Margins

Gross margin is 43.86%, with operating and profit margins of 19.89% and 1.02%.

Gross Margin	43.86%
Operating Margin	19.89%
Pretax Margin	-0.08%
Profit Margin	1.02%
EBITDA Margin	24.87%
EBIT Margin	19.89%
FCF Margin	5.21%

Dividends & Yields

ASX:IFL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.53%
Shareholder Yield	n/a
Earnings Yield	0.53%
FCF Yield	2.74%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

ASX:IFL has an Altman Z-Score of 1.34 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.34
Piotroski F-Score	6