National Australia Bank Limited (ASX: NAB)

National Australia Bank Income Statement

Financials in millions AUD. Fiscal year is October - September.

Year	2023	2022	2021	2020	2019
Revenue	51,699	24,985	20,983	26,686	16,608
Revenue Growth (YoY)	106.92%	19.07%	-21.37%	60.68%	-9.30%
Gross Profit	51,699	24,985	20,983	26,686	16,608
Selling, General & Admin	8,628	8,006	7,298	7,299	6,815
Other Operating Expenses	-3,179	-3,026	-2,575	-3,441	-3,106
Operating Expenses	3,179	3,026	2,575	3,441	8,263
Operating Income	11,083	10,289	9,501	6,571	9,434
Interest Income	48,072	22,378	18,034	23,111	29,194
Interest Expense	7,817	2,297	1,716	2,732	4,449
Other Expense / Income	40,944	20,795	16,858	22,726	27,107
Pretax Income	10,450	9,744	9,068	5,163	8,345
Income Tax	2,980	2,684	2,597	1,665	2,440
Net Income	7,414	6,891	6,364	2,559	4,632
Net Income Growth	7.59%	8.28%	148.69%	-44.75%	-16.60%
Shares Outstanding (Basic)	3,136	3,219	3,290	3,068	2,797
Shares Outstanding (Diluted)	3,404	3,465	3,540	3,333	3,024
Shares Change	-1.76%	-2.12%	6.21%	10.22%	2.86%
EPS (Basic)	2.36	2.14	1.93	0.82	1.66
EPS (Diluted)	2.29	2.06	1.85	0.80	1.53
EPS Growth	11.17%	11.35%	131.25%	-47.71%	-19.05%
Free Cash Flow	-27,891	27,144	-99	32,920	-7,000
Free Cash Flow Per Share	-8.19	7.83	-0.03	9.88	-2.31
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	21.44%	41.18%	45.28%	24.62%	56.80%
Profit Margin	14.34%	27.58%	30.33%	9.59%	27.89%
Free Cash Flow Margin	-53.95%	108.64%	-0.47%	123.36%	-42.15%
Effective Tax Rate	28.52%	27.55%	28.64%	32.25%	29.24%
EBITDA	-638	-545	-449	-1,451	-1,175
EBITDA Margin	-1.23%	-2.18%	-2.14%	-5.44%	-7.07%
Depreciation & Amortization	1,214	1,112	1,045	2,039	354
EBIT	-1,852	-1,657	-1,494	-3,490	-1,529
EBIT Margin	-3.58%	-6.63%	-7.12%	-13.08%	-9.21%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.