PSC Insurance Group Limited (ASX:PSI)

PSC Insurance Group Statistics

Total Valuation

ASX:PSI has a market cap or net worth of AUD 2.25 billion. The enterprise value is 2.42 billion.

Market Cap	2.25B
Enterprise Value	2.42B

Important Dates

The last earnings date was Thursday, November 21, 2024.

Earnings Date	Nov 21, 2024
Ex-Dividend Date	n/a

Share Statistics

ASX:PSI has 364.13 million shares outstanding. The number of shares has increased by 2.63% in one year.

Current Share Class	n/a
Shares Outstanding	364.13M
Shares Change (YoY)	+2.63%
Shares Change (QoQ)	+2.49%
Owned by Insiders (%)	53.93%
Owned by Institutions (%)	17.23%
Float	145.75M

Valuation Ratios

The trailing PE ratio is 39.36.

PE Ratio	39.36
Forward PE	n/a
PS Ratio	6.75
PB Ratio	4.57
P/TBV Ratio	n/a
P/FCF Ratio	27.54
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 21.96, with an EV/FCF ratio of 29.58.

EV / Earnings	42.29
EV / Sales	7.30
EV / EBITDA	21.96
EV / EBIT	30.03
EV / FCF	29.58

Financial Position

The company has a current ratio of 1.23, with a Debt / Equity ratio of 0.48.

Current Ratio	1.23
Quick Ratio	0.40
Debt / Equity	0.48
Debt / EBITDA	2.14
Debt / FCF	2.90
Interest Coverage	6.14

Financial Efficiency

Return on equity (ROE) is 12.14% and return on invested capital (ROIC) is 7.10%.

Return on Equity (ROE)	12.14%
Return on Assets (ROA)	4.46%
Return on Invested Capital (ROIC)	7.10%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	367,823
Profits Per Employee	63,512
Employee Count	900
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +32.16% in the last 52 weeks. The beta is 0.55, so ASX:PSI's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+32.16%
50-Day Moving Average	6.12
200-Day Moving Average	5.59
Relative Strength Index (RSI)	75.68
Average Volume (20 Days)	551,032

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:PSI had revenue of AUD 331.04 million and earned 57.16 million in profits. Earnings per share was 0.16.

Revenue	331.04M
Gross Profit	161.82M
Operating Income	80.94M
Pretax Income	86.81M
Net Income	57.16M
EBITDA	103.78M
EBIT	80.94M
Earnings Per Share (EPS)	0.16

Balance Sheet

The company has 72.38 million in cash and 237.04 million in debt, giving a net cash position of -164.66 million or -0.45 per share.

Cash & Cash Equivalents	72.38M
Total Debt	237.04M
Net Cash	-164.66M
Net Cash Per Share	-0.45
Equity (Book Value)	495.67M
Book Value Per Share	1.35
Working Capital	93.33M

Cash Flow

In the last 12 months, operating cash flow was 85.34 million and capital expenditures -3.61 million, giving a free cash flow of 81.73 million.

Operating Cash Flow	85.34M
Capital Expenditures	-3.61M
Free Cash Flow	81.73M
FCF Per Share	0.22

Margins

Gross margin is 48.88%, with operating and profit margins of 24.45% and 17.27%.

Gross Margin	48.88%
Operating Margin	24.45%
Pretax Margin	26.22%
Profit Margin	17.27%
EBITDA Margin	31.35%
EBIT Margin	24.45%
FCF Margin	24.69%

Dividends & Yields

ASX:PSI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	87.62%
Buyback Yield	-2.63%
Shareholder Yield	-2.63%
Earnings Yield	2.54%
FCF Yield	3.63%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

ASX:PSI has an Altman Z-Score of 2.23. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.23
Piotroski F-Score	n/a