Alpha Bank Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	943	654	618	368.1	-2,906
Depreciation & Amortization	51	42	60	53.4	82.42
Other Amortization	80	127	106	87.61	74.64
Gain (Loss) on Sale of Assets	-220	-513	-512	-200.22	-242.82
Gain (Loss) on Sale of Investments	-344	-92	62	451.61	3,883
Total Asset Writedown	39	29	8	15.62	99.16
Provision for Credit Losses	403	504	528	-	-
Change in Trading Asset Securities	401	48	89	127.02	14.64
Change in Other Net Operating Assets	-2,628	-4,700	-7,774	-1,609	-957.66
Other Operating Activities	158	406	406	69.59	-30.68
Net Cash from Discontinued Operations	-12	-176	-128	169.56	31.18
Operating Cash Flow	-1,172	-3,668	-6,538	-469.47	41.43
Operating Cash Flow Growth	-	-	-	-	-98.05%
Capital Expenditures	-277	-153	-150	-135.8	-160.66
Sale of Property, Plant and Equipment	19	15	14	28.49	20.95
Cash Acquisitions	-341	-	-	-	-
Investment in Securities	-218	-1,126	-3,270	-3,185	-944.11
Income (Loss) Equity Investments	-43	3	-1	-3.05	-6.17
Divestitures	8	300	369	214.82	116.89
Other Investing Activities	593	316	137	100.25	198.39
Investing Cash Flow	-216	-648	-2,900	-2,977	-768.54
Long-Term Debt Issued	1,073	977	614	824.45	1,386
Long-Term Debt Repaid	-513	-787	-561	-401.72	-56.51
Net Debt Issued (Repaid)	560	190	53	422.73	1,329
Issuance of Common Stock	-	296	395	0.66	800.68
Repurchase of Common Stock	-108	-55	-8	-14.3	-
Common Dividends Paid	-182	-61	-	-3.03	-
Net Increase (Decrease) in Deposit Accounts	1,833	2,583	1,181	3,005	3,650
Other Financing Activities	-295	-229	-35	-83.35	-89.36
Financing Cash Flow	1,808	2,724	1,586	3,327	5,691
Foreign Exchange Rate Adjustments	-1	4	2	-0.92	-3.84
Net Cash Flow	411	-1,388	-7,721	-119.88	4,960
Free Cash Flow	-1,449	-3,821	-6,688	-605.27	-119.23
Free Cash Flow Margin	-81.13%	-215.15%	-402.17%	-40.18%	-
Free Cash Flow Per Share	-0.63	-1.63	-2.85	-0.26	-0.06
Cash Interest Paid	179	178	126	87.69	41.97
Cash Income Tax Paid	3	15	-	51.4	58.24

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.