BAX:BCFC Income Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	15.88	17.19	19.31	25.2	28.92
Total Interest Expense	6.62	7.12	8.75	7.99	8.75
Net Interest Income	9.26	10.07	10.56	17.21	20.17
Commissions and Fees	2.15	2.63	3.36	4.12	5.38
Other Revenue	48.49	47.87	42.59	41.17	44.16
Revenue Before Loan Losses	59.9	60.57	56.5	62.5	69.71
Provision for Loan Losses	2.48	2.23	38.47	9.66	10.97
Revenue	57.42	58.35	18.04	52.84	58.74
Revenue Growth (YoY)	-1.58%	223.50%	-65.87%	-10.04%	19.21%
Salaries & Employee Benefits	8.4	8.52	8.27	7.05	7
Cost of Services Provided	37.94	37.76	33.7	33.13	46.71
Other Operating Expenses	11.58	10.01	9.13	8.84	-
Total Operating Expenses	57.91	56.29	51.09	49.02	53.71
Operating Income	-0.49	2.06	-33.06	3.83	5.03
EBT Excluding Unusual Items	5.08	5.33	-30.63	3.83	6.16
Pretax Income	5.08	5.03	-30.81	3.67	6.18
Net Income	5.08	5.03	-30.81	3.67	6.18
Net Income to Common	5.08	5.03	-30.81	3.67	6.18
Net Income Growth	0.85%	-	-	-40.71%	-
Shares Outstanding (Basic)	203	201	201	201	201
Shares Outstanding (Diluted)	203	201	201	201	201
Shares Change (YoY)	0.82%	-	-	-	-
EPS (Basic)	0.03	0.02	-0.15	0.02	0.03
EPS (Diluted)	0.03	0.02	-0.15	0.02	0.03
EPS Growth	0.04%	-	-	-40.71%	-
Free Cash Flow	-9.56	4.96	18.5	28.99	50.5
Free Cash Flow Per Share	-0.05	0.03	0.09	0.14	0.25
Dividend Per Share	0.017	0.015	-	0.020	0.025
Dividend Growth	13.33%	-	-	-20.00%	-
Operating Margin	-0.85%	3.53%	-183.27%	7.24%	8.56%
Profit Margin	8.84%	8.63%	-170.84%	6.94%	10.52%
Free Cash Flow Margin	-16.65%	8.50%	102.58%	54.87%	85.97%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.