Crédit Agricole Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,533	1,587	3,976	1,580	1,737
Investment Securities	1,175,280	1,132,648	724,582	1,063,076	1,060,294
Trading Asset Securities	254,195	242,464	175,561	164,433	144,789
Total Investments	1,429,475	1,375,112	900,143	1,227,509	1,205,083
Gross Loans	698,905	683,838	1,292,037	600,948	560,843
Allowance for Loan Losses	-10,001	-10,076	-21,107	-9,784	-9,309
Net Loans	688,904	673,762	1,270,930	591,164	551,534
Property, Plant & Equipment	10,311	9,712	13,425	6,020	6,096
Goodwill	16,406	16,263	16,530	15,682	15,632
Other Intangible Assets	3,415	3,412	3,488	3,094	3,263
Investments in Real Estate	9,838	10,363	12,159	11,974	7,307
Accrued Interest Receivable	2,040	1,978	6,690	3,409	3,990
Other Receivables	37,424	43,406	41,410	58,541	29,418
Restricted Cash	163,311	160,752	176,747	206,068	236,020
Other Current Assets	6,616	8,558	12,873	6,862	6,548
Long-Term Deferred Tax Assets	3,063	3,002	6,189	4,496	4,205
Other Long-Term Assets	1,971	1,875	2,539	1,687	3,122
Total Assets	2,374,307	2,309,782	2,467,099	2,138,086	2,073,955
Accrued Expenses	8,865	8,274	12,133	7,248	6,717
Interest Bearing Deposits	705,009	705,814	701,816	717,341	664,140
Non-Interest Bearing Deposits	357,041	337,557	498,066	368,965	410,070
Total Deposits	1,062,050	1,043,371	1,199,882	1,086,306	1,074,210
Short-Term Borrowings	132,002	148,727	118,607	149,805	104,516
Current Portion of Long-Term Debt	141,230	147,824	130,604	120,656	79,190
Current Portion of Leases	277	295	486	332	334
Current Income Taxes Payable	1,818	1,984	1,921	1,576	1,364
Other Current Liabilities	210,280	190,237	169,355	119,322	123,496
Long-Term Debt	293,662	272,225	185,718	141,021	161,822
Long-Term Leases	1,458	1,496	1,669	1,482	1,496
Long-Term Unearned Revenue	1,603	1,551	4,127	1,332	1,247
Pension & Post-Retirement Benefits	1,331	1,260	1,559	1,214	1,674
Long-Term Deferred Tax Liabilities	2,097	1,259	975	631	1,568
Other Long-Term Liabilities	431,770	407,968	497,723	431,681	439,405
Total Liabilities	2,288,443	2,226,471	2,324,759	2,062,606	1,997,039
Common Stock	9,078	9,124	13,411	9,128	9,341
Additional Paid-In Capital	14,732	14,890	12,099	14,773	15,436
Retained Earnings	7,074	7,087	8,258	5,306	5,844
Treasury Stock	-111	-328	-1,503	-287	-1,170
Comprehensive Income & Other	46,889	43,937	102,849	37,599	38,766
Total Common Equity	77,662	74,710	135,114	66,519	68,217
Minority Interest	8,202	8,601	7,226	8,961	8,699
Shareholders' Equity	85,864	83,311	142,340	75,480	76,916
Total Liabilities & Equity	2,374,307	2,309,782	2,467,099	2,138,086	2,073,955
Total Debt	568,629	570,567	437,084	413,296	347,358
Net Cash (Debt)	284,193	263,350	-98,225	320,801	321,638
Net Cash Growth	7.92%	-	-	-0.26%	6.66%
Net Cash Per Share	93.88	87.34	-32.41	107.33	107.57
Filing Date Shares Outstanding	3,026	3,025	3,029	3,024	3,025
Total Common Shares Outstanding	3,026	3,025	3,029	3,024	3,025
Book Value Per Share	22.98	22.31	42.22	20.02	20.93
Tangible Book Value	57,841	55,035	115,096	47,743	49,322
Tangible Book Value Per Share	16.43	15.81	35.61	13.81	14.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.