Crédit Agricole Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7,074	8,640	8,258	5,306	5,844
Depreciation & Amortization	1,331	2,119	1,985	1,115	1,161
Gain (Loss) on Sale of Assets	-451	15	-101	-16	-4
Gain (Loss) on Sale of Investments	-	1	-3	-4	40
Total Asset Writedown	24	-4	-6	-1	-478
Change in Income Taxes	-1,918	-1,729	-1,983	-1,213	-1,699
Change in Other Net Operating Assets	-26,701	-62,348	-81,633	-1,199	-20,140
Other Operating Activities	39,127	26,437	18,918	-2,027	26,586
Net Cash from Discontinued Operations	-	-	-	-127	25
Operating Cash Flow	19,013	-27,152	-54,828	1,463	10,930
Operating Cash Flow Growth	-	-	-	-86.61%	-80.92%
Capital Expenditures	-1,117	-1,837	-1,732	-1,042	-876
Investment in Securities	-3,285	-922	10,396	-3,606	138
Income (Loss) Equity Investments	527	-283	-263	-371	-405
Other Investing Activities	-	-	-	-387	-100
Investing Cash Flow	-4,402	-2,759	8,664	-5,035	-838
Issuance of Common Stock	1,112	82	728	-	-
Repurchase of Common Stock	-	-148	-1,269	-	-
Common Dividends Paid	-3,328	-3,911	-3,803	-	-
Other Financing Activities	-2,275	15,596	21,537	598	-1,701
Financing Cash Flow	-4,491	11,619	17,193	598	-1,701
Foreign Exchange Rate Adjustments	-7,484	-1,179	-2,676	-1,273	125
Net Cash Flow	2,635	-19,471	-31,647	-4,247	8,516
Free Cash Flow	17,896	-28,989	-56,560	421	10,054
Free Cash Flow Growth	-	-	-	-95.81%	-82.22%
Free Cash Flow Margin	67.39%	-83.23%	-168.14%	2.03%	47.81%
Free Cash Flow Per Share	5.91	-9.62	-18.66	0.14	3.36
Cash Income Tax Paid	1,918	1,729	1,983	1,213	1,699

Source: S&P Global Market Intelligence. Banks template. Financial Sources.