Arch Capital Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	17,065	15,100	12,440	9,679	8,082
Total Interest & Dividend Income	1,625	1,495	1,023	496	389
Gain (Loss) on Sale of Investments	464	197	-165	-663	380
Other Revenue	775	648	336	101	397
Total Revenue	19,929	17,440	13,634	9,613	9,248
Revenue Growth (YoY)	14.27%	27.92%	41.83%	3.95%	8.69%
Policy Benefits	9,370	8,342	6,246	5,028	4,585
Policy Acquisition & Underwriting Costs	3,153	2,651	2,312	1,740	1,303
Amortization of Goodwill & Intangibles	193	235	95	106	82
Selling, General & Administrative	57	119	96	95	78
Other Operating Expenses	1,826	1,472	1,301	1,128	999
Total Operating Expenses	14,599	12,819	10,050	8,097	7,047
Operating Income	5,330	4,621	3,584	1,516	2,201
Interest Expense	-148	-141	-133	-131	-139
Earnings From Equity Investments	180	200	184	75	264
Currency Exchange Gain (Loss)	-128	75	-60	102	41
EBT Excluding Unusual Items	5,234	4,755	3,575	1,562	2,367
Merger & Restructuring Charges	-75	-81	-6	-	-
Pretax Income	5,159	4,674	3,569	1,562	2,367
Income Tax Expense	760	362	-873	80	128
Earnings From Continuing Ops.	4,399	4,312	4,442	1,482	2,239
Minority Interest in Earnings	-	-	1	-6	-82
Net Income	4,399	4,312	4,443	1,476	2,157
Preferred Dividends & Other Adjustments	40	40	40	40	63
Net Income to Common	4,359	4,272	4,403	1,436	2,094
Net Income Growth	2.02%	-2.95%	201.02%	-31.57%	53.47%
Shares Outstanding (Basic)	368	373	369	369	392
Shares Outstanding (Diluted)	376	382	379	378	400
Shares Change (YoY)	-1.54%	0.79%	0.32%	-5.67%	-2.43%
EPS (Basic)	11.83	11.47	11.94	3.90	5.35
EPS (Diluted)	11.60	11.19	11.62	3.80	5.23
EPS Growth	3.66%	-3.70%	205.79%	-27.34%	57.53%
Free Cash Flow	6,128	6,622	5,697	3,766	3,384
Free Cash Flow Per Share	16.30	17.34	15.04	9.97	8.45
Operating Margin	26.75%	26.50%	26.29%	15.77%	23.80%
Profit Margin	21.87%	24.50%	32.29%	14.94%	22.64%
Free Cash Flow Margin	30.75%	37.97%	41.78%	39.18%	36.59%
EBITDA	5,523	4,856	3,679	1,622	2,283
EBITDA Margin	27.71%	27.84%	26.98%	16.87%	24.69%
D&A For EBITDA	193	235	95	106	82
EBIT	5,330	4,621	3,584	1,516	2,201
EBIT Margin	26.75%	26.50%	26.29%	15.77%	23.80%
Effective Tax Rate	14.73%	7.75%	-	5.12%	5.41%
Revenue as Reported	19,929	17,440	13,634	9,613	9,248

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.