ageas Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 10, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	11,751	8,541	7,220	7,655	8,475	8,150
Market Cap Growth	31.18%	18.30%	-5.69%	-9.68%	3.99%	-19.27%
Enterprise Value	16,463	14,077	13,732	13,952	15,188	13,968
PE Ratio	10.19	7.64	7.58	6.98	10.03	7.14
PS Ratio	1.36	1.00	0.96	1.10	0.63	0.68
PB Ratio	1.29	0.97	0.85	0.97	0.60	0.59
P/FCF Ratio	7.45	10.65	-	8.17	-	-
P/OCF Ratio	6.43	8.17	59.67	7.51	-	-
EV/Sales Ratio	1.91	1.65	1.82	2.00	1.13	1.17
EV/EBITDA Ratio	9.31	11.68	13.09	13.55	9.88	7.83
EV/EBIT Ratio	11.46	14.41	13.49	19.24	12.47	9.64
EV/FCF Ratio	10.44	17.55	-	14.89	-	-
Debt / Equity Ratio	0.79	0.73	0.80	0.79	0.45	0.49
Debt / EBITDA Ratio	5.76	4.96	6.45	5.67	3.96	3.61
Debt / FCF Ratio	4.57	7.99	-	6.67	-	-
Net Debt / Equity Ratio	0.40	0.49	0.57	0.64	0.31	0.33
Net Debt / EBITDA Ratio	3.13	3.60	4.66	4.92	2.89	2.51
Net Debt / FCF Ratio	2.32	5.40	-195.60	5.41	-3.98	-2.81
Quick Ratio	5.33	7.01	5.99	2.92	0.28	0.31
Current Ratio	5.50	7.53	6.47	3.73	0.47	0.51
Asset Turnover	0.09	0.09	0.08	0.07	0.12	0.11
Return on Equity (ROE)	15.07%	15.14%	14.32%	11.62%	7.27%	9.54%
Return on Assets (ROA)	0.59%	0.63%	0.66%	0.43%	0.68%	0.82%
Return on Invested Capital (ROIC)	4.66%	5.33%	5.70%	3.60%	4.90%	6.13%
Earnings Yield	9.81%	13.09%	13.20%	14.33%	9.97%	14.00%
FCF Yield	13.42%	9.39%	-0.35%	12.24%	-13.16%	-19.52%
Dividend Yield	3.97%	7.88%	9.06%	8.40%	7.52%	8.05%
Payout Ratio	39.17%	52.24%	56.66%	69.74%	57.40%	42.51%
Buyback Yield / Dilution	-0.23%	0.13%	0.27%	1.38%	0.63%	2.34%
Total Shareholder Return	3.67%	8.01%	9.33%	9.78%	8.15%	10.38%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.