Assurant Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	10,483	9,796	9,388	8,765	8,572
Investment Income	527.3	518.9	489.1	364.1	314.4
Net Gains on Investments	-71.8	-75.8	-68.7	-179.7	128.2
Total Other Revenues	1,876	1,639	1,323	1,243	1,173
Revenue	12,814	11,878	11,132	10,193	10,188
Revenue Growth (YoY)	7.89%	6.70%	9.21%	0.05%	6.15%
Insurance Benefits & Claims	2,928	2,767	2,522	2,360	2,202
Other Operating Expenses	8,688	8,077	7,695	7,374	7,082
Operating Income	1,198	1,034	914.7	459.1	903.8
Interest Expense	-109.7	-107	-108	-108.3	-111.8
Other Non-Operating Income (Expense)	-1.3	-	0.1	-0.9	-20.7
Total Non-Operating Income (Expense)	-111	-107	-107.9	-109.2	-132.5
Pretax Income	1,087	927.3	806.8	349.9	771.3
Provision for Income Taxes	214.7	167.1	164.3	73.3	168.4
Net Income	872.7	760.2	642.5	276.6	1,357
Net Income Attributable to Preferred Dividends	-	-	-	-	4.7
Earnings From Discontinued Operations	-	-	-	-	758.9
Net Income to Common	872.7	760.2	642.5	276.6	1,357
Net Income Growth	14.80%	18.32%	132.28%	-79.62%	221.51%
Shares Outstanding (Basic)	50	52	53	54	59
Shares Outstanding (Diluted)	51	52	53	55	60
Shares Change (YoY)	-1.86%	-2.15%	-2.89%	-8.88%	-4.84%
EPS (Basic)	17.14	14.55	12.02	5.09	22.95
EPS (Diluted)	16.93	14.46	11.95	5.05	22.66
EPS Growth	17.08%	21.00%	136.63%	-77.71%	176.00%
Free Cash Flow	1,598	1,111	935.6	410.6	594.3
Free Cash Flow Growth	43.82%	18.79%	127.86%	-30.91%	-51.32%
Free Cash Flow Per Share	31.29	21.35	17.59	7.50	9.88
Dividends Per Share	3.280	2.960	2.820	2.740	2.660
Dividend Growth	10.81%	4.96%	2.92%	3.01%	4.31%
Operating Margin	9.35%	8.71%	8.22%	4.50%	8.87%
Profit Margin	6.81%	6.40%	5.77%	2.71%	13.37%
FCF Margin	12.47%	9.36%	8.40%	4.03%	5.83%
EBITDA	1,448	1,258	1,111	641.1	1,075
EBITDA Margin	11.30%	10.59%	9.98%	6.29%	10.56%
EBIT	1,198	1,034	914.7	459.1	903.8
EBIT Margin	9.35%	8.71%	8.22%	4.50%	8.87%
Effective Tax Rate	19.74%	18.02%	20.36%	20.95%	21.83%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.