Assurant Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '25 Nov 20, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	9,951	10,273	10,563	8,017	6,182	7,809
Market Cap Growth	-5.49%	-2.74%	31.76%	29.67%	-20.83%	19.33%
Enterprise Value	11,805	10,694	10,823	8,609	6,837	7,962
PE Ratio	13.39	13.82	14.39	13.79	23.89	6.54
PS Ratio	0.91	0.94	0.92	0.80	0.65	0.87
PB Ratio	1.99	2.05	2.14	1.84	1.56	1.63
P/FCF Ratio	-	-	9.84	9.47	16.09	14.94
P/OCF Ratio	-	-	8.21	7.79	11.07	11.36
EV/Sales Ratio	1.10	0.98	0.94	0.86	0.72	0.89
EV/EBITDA Ratio	9.79	8.74	8.87	8.31	10.41	8.32
EV/EBIT Ratio	11.72	10.48	10.78	10.03	14.05	9.87
EV/FCF Ratio	-	-	10.08	10.17	17.80	15.24
Debt / Equity Ratio	0.38	0.38	0.42	0.44	0.51	0.41
Debt / EBITDA Ratio	1.54	1.54	1.67	1.82	3.01	2.03
Debt / FCF Ratio	-	-	1.93	2.26	5.28	3.81
Net Debt / Equity Ratio	0.38	0.38	0.07	0.10	0.15	0.04
Net Debt / EBITDA Ratio	1.54	1.54	0.27	0.43	0.90	0.20
Net Debt / FCF Ratio	-	-	0.30	0.52	1.54	0.37
Quick Ratio	-	-	0.15	0.16	0.16	0.16
Current Ratio	0.27	0.27	0.44	0.42	0.43	0.45
Asset Turnover	0.36	0.36	0.35	0.33	0.30	0.26
Return on Equity (ROE)	15.90%	15.90%	15.33%	14.22%	5.71%	10.56%
Return on Assets (ROA)	2.10%	2.10%	1.89%	1.78%	0.97%	1.46%
Return on Invested Capital (ROIC)	11.99%	12.55%	12.02%	11.34%	5.82%	8.96%
Earnings Yield	7.47%	7.23%	6.95%	7.25%	4.19%	15.33%
FCF Yield	-	-	10.16%	10.56%	6.21%	6.69%
Payout Ratio	-	-	20.51%	23.70%	54.30%	11.92%
Buyback Yield / Dilution	4.53%	4.53%	2.23%	1.82%	8.88%	4.84%
Total Shareholder Return	5.20%	4.53%	2.23%	1.82%	8.88%	4.84%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.