Assurant, Inc. (BIT:1AIZ)

Assurant Statistics

Total Valuation

Assurant has a market cap or net worth of EUR 9.26 billion. The enterprise value is 9.78 billion.

Market Cap	9.26B
Enterprise Value	9.78B

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	Sep 1, 2025

Share Statistics

Current Share Class	50.46M
Shares Outstanding	n/a
Shares Change (YoY)	-2.32%
Shares Change (QoQ)	-0.31%
Owned by Insiders (%)	0.55%
Owned by Institutions (%)	100.76%
Float	50.13M

Valuation Ratios

The trailing PE ratio is 15.17 and the forward PE ratio is 10.89.

PE Ratio	15.17
Forward PE	10.89
PS Ratio	0.88
PB Ratio	1.98
P/TBV Ratio	4.65
P/FCF Ratio	11.23
P/OCF Ratio	9.09
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.03, with an EV/FCF ratio of 11.86.

EV / Earnings	16.02
EV / Sales	0.92
EV / EBITDA	9.03
EV / EBIT	11.43
EV / FCF	11.86

Financial Position

The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.38.

Current Ratio	0.41
Quick Ratio	0.14
Debt / Equity	0.38
Debt / EBITDA	1.67
Debt / FCF	2.15
Interest Coverage	9.22

Financial Efficiency

Return on equity (ROE) is 13.65% and return on invested capital (ROIC) is 8.41%.

Return on Equity (ROE)	13.65%
Return on Assets (ROA)	1.78%
Return on Invested Capital (ROIC)	8.41%
Return on Capital Employed (ROCE)	12.23%
Revenue Per Employee	737,861
Profits Per Employee	42,995
Employee Count	14,200
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, Assurant has paid 133.86 million in taxes.

Income Tax	133.86M
Effective Tax Rate	17.98%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	182.82
200-Day Moving Average	n/a
Relative Strength Index (RSI)	51.12
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.13

Income Statement

In the last 12 months, Assurant had revenue of EUR 10.48 billion and earned 610.53 million in profits. Earnings per share was 11.73.

Revenue	10.48B
Gross Profit	1.08B
Operating Income	840.09M
Pretax Income	744.38M
Net Income	610.53M
EBITDA	1.04B
EBIT	840.09M
Earnings Per Share (EPS)	11.73

Balance Sheet

The company has 1.54 billion in cash and 1.77 billion in debt, giving a net cash position of -508.94 million.

Cash & Cash Equivalents	1.54B
Total Debt	1.77B
Net Cash	-508.94M
Net Cash Per Share	n/a
Equity (Book Value)	4.68B
Book Value Per Share	92.66
Working Capital	-13.85B

Cash Flow

In the last 12 months, operating cash flow was 1.02 billion and capital expenditures -194.48 million, giving a free cash flow of 824.93 million.

Operating Cash Flow	1.02B
Capital Expenditures	-194.48M
Free Cash Flow	824.93M
FCF Per Share	n/a

Margins

Gross margin is 10.26%, with operating and profit margins of 8.02% and 5.83%.

Gross Margin	10.26%
Operating Margin	8.02%
Pretax Margin	7.10%
Profit Margin	5.83%
EBITDA Margin	9.95%
EBIT Margin	8.02%
FCF Margin	7.87%

Dividends & Yields

This stock pays an annual dividend of 2.98, which amounts to a dividend yield of 1.63%.

Dividend Per Share	2.98
Dividend Yield	1.63%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	25.42%
Buyback Yield	2.32%
Shareholder Yield	3.95%
Earnings Yield	6.59%
FCF Yield	8.91%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6