Bankinter Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,020	4,991	1,547	1,524	1,344
Investment Securities	16,556	15,671	12,224	12,503	11,086
Trading Asset Securities	4,925	3,897	4,981	4,536	4,254
Total Investments	21,481	19,567	17,205	17,038	15,341
Gross Loans	93,692	86,187	81,171	76,547	69,250
Allowance for Loan Losses	-1,178	-1,241	-1,112	-1,081	-986.77
Other Adjustments to Gross Loans	-56.32	-45.35	-65.12	-99.74	-80.35
Net Loans	92,457	84,900	79,994	75,366	68,183
Property, Plant & Equipment	464.77	442.3	424.18	447.85	450.44
Goodwill	2.28	2.28	2.28	2.28	2.28
Other Intangible Assets	368.63	318.17	299.74	276.66	267.41
Investments in Real Estate	2.07	4.34	2.59	-	-
Accrued Interest Receivable	246.71	256.79	264.22	144.91	68.78
Other Receivables	523.17	540.25	469.13	321.05	483.71
Restricted Cash	10,981	10,427	12,313	11,827	21,029
Other Current Assets	133.36	164.52	183.98	262.99	106.18
Long-Term Deferred Tax Assets	276.56	304.9	260.77	264.83	273.81
Other Long-Term Assets	62.59	52.9	46.28	31.12	34.57
Total Assets	131,019	121,972	113,012	107,507	107,584
Accrued Expenses	255.99	243.83	267.28	227.04	207.16
Interest Bearing Deposits	24,800	33,475	29,021	89,240	89,777
Non-Interest Bearing Deposits	68,870	56,302	54,684	-	-
Total Deposits	93,671	89,776	83,705	89,240	89,777
Short-Term Borrowings	14,875	12,673	9,946	1,617	744.78
Current Portion of Leases	24.64	25.63	24.99	25.18	21.52
Current Income Taxes Payable	400.31	453.41	399.72	231.93	139.05
Accrued Interest Payable	142.53	295.11	334.5	13.51	4.47
Other Current Liabilities	2,285	1,842	3,087	3,261	2,546
Long-Term Debt	10,384	8,976	8,546	6,433	7,690
Long-Term Leases	103.23	92.98	99.18	113.8	113.26
Pension & Post-Retirement Benefits	1.68	1.64	1.41	1.29	1.67
Long-Term Deferred Tax Liabilities	91.98	84.25	63.3	59.2	115.49
Other Long-Term Liabilities	2,372	1,630	1,214	1,378	1,372
Total Liabilities	124,607	116,094	107,689	102,602	102,732
Common Stock	269.66	269.66	269.66	269.66	269.66
Retained Earnings	6,183	5,640	5,170	4,767	4,474
Treasury Stock	-2.29	-1.44	-1.37	-1.39	-1.03
Comprehensive Income & Other	-38.99	-30.5	-114.87	-130.41	109.61
Shareholders' Equity	6,411	5,878	5,323	4,905	4,852
Total Liabilities & Equity	131,019	121,972	113,012	107,507	107,584
Total Debt	25,387	21,768	18,616	8,189	8,569
Net Cash (Debt)	-16,443	-12,880	-12,088	-2,129	-2,533
Net Cash Per Share	-17.65	-13.92	-13.02	-2.37	-2.81
Filing Date Shares Outstanding	898.7	898.68	898.65	898.64	898.67
Total Common Shares Outstanding	898.7	898.68	898.65	898.64	898.67
Book Value Per Share	7.13	6.54	5.92	5.46	5.40
Tangible Book Value	6,041	5,557	5,021	4,626	4,582
Tangible Book Value Per Share	6.72	6.18	5.59	5.15	5.10

Source: S&P Global Market Intelligence. Banks template. Financial Sources.