Bankinter Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,090	952.97	844.79	560.2	1,333
Depreciation & Amortization	90.36	87.45	82.07	80.09	77.79
Change in Trading Asset Securities	-1,018	1,532	1,134	-410.33	-1,739
Change in Other Net Operating Assets	-1,219	-1,168	-1,914	-8,936	8,002
Other Operating Activities	458.16	536.78	511.19	670.98	-622.66
Operating Cash Flow	-598.88	1,941	658.42	-8,035	7,051
Operating Cash Flow Growth	-	194.86%	-	-	-17.42%
Capital Expenditures	-34.75	-50.83	-21.71	-18.84	-18.3
Sale of Property, Plant and Equipment	-	5.17	9.18	4.88	7.69
Cash Acquisitions	-	-	-51.95	-27.08	-53.83
Investment in Securities	-	-	3.85	2.17	-
Purchase / Sale of Intangibles	-109.22	-89.24	-68.29	-51.08	-49.02
Other Investing Activities	42.96	14.11	84.69	-144.1	49.56
Investing Cash Flow	-101.01	-120.8	-44.23	-234.05	-63.91
Long-Term Debt Issued	800	200	300	-	750
Long-Term Debt Repaid	-	-	-	-500	-200
Net Debt Issued (Repaid)	800	200	300	-500	550
Issuance of Common Stock	45.33	78.6	79.15	84.1	51.45
Repurchase of Common Stock	-46.18	-78.68	-79.12	-84.47	-48.84
Common Dividends Paid	-516.72	-462.35	-405.83	-252.48	-210.77
Other Financing Activities	0	0	-	-	-
Financing Cash Flow	282.44	-262.44	-105.81	-752.85	341.85
Net Cash Flow	-417.46	1,558	508.38	-9,022	7,329
Free Cash Flow	-633.63	1,891	636.71	-8,054	7,033
Free Cash Flow Growth	-	196.94%	-	-	-17.46%
Free Cash Flow Margin	-23.25%	74.64%	27.50%	-442.37%	444.91%
Free Cash Flow Per Share	-0.68	2.04	0.69	-8.96	7.82
Cash Interest Paid	1,834	2,212	1,122	260.4	198.44
Cash Income Tax Paid	419.82	439.63	329.5	-52.27	362.44

Source: S&P Global Market Intelligence. Banks template. Financial Sources.