Chubb Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	53,014	49,846	45,712	40,360	36,292
Investment Income	6,465	5,930	4,937	3,742	3,456
Net Gains on Investments	-77	-23	-914	-1,005	1,121
Revenue	59,402	55,753	49,735	43,097	40,869
Revenue Growth (YoY)	6.54%	12.10%	15.40%	5.45%	13.54%
Insurance Benefits & Claims	32,160	30,736	27,728	24,886	22,770
Policy Amortization Costs	9,847	9,102	8,259	7,339	6,758
Other Operating Expenses	3,587	3,719	3,550	3,817	1,055
Operating Income	13,808	12,196	10,198	7,055	10,286
Interest Expense	-764	-741	-672	-570	-492
Total Non-Operating Income (Expense)	-764	-741	-672	-570	-492
Pretax Income	13,044	11,455	9,526	6,485	9,794
Provision for Income Taxes	2,422	1,815	511	1,239	1,269
Net Income	10,310	9,272	9,028	5,246	8,525
Minority Interest in Earnings	312	368	-13	-	-
Net Income to Common	10,310	9,272	9,028	5,246	8,525
Net Income Growth	11.20%	2.70%	72.09%	-38.46%	141.30%
Shares Outstanding (Basic)	398	404	411	420	440
Shares Outstanding (Diluted)	402	408	414	424	443
Shares Change (YoY)	-1.71%	-1.38%	-2.20%	-4.44%	-2.26%
EPS (Basic)	25.93	22.94	21.97	12.50	19.38
EPS (Diluted)	25.68	22.70	21.80	12.39	19.24
EPS Growth	13.13%	4.13%	75.95%	-35.60%	146.98%
Free Cash Flow	12,816	16,182	12,632	11,258	11,149
Free Cash Flow Growth	-20.80%	28.10%	12.21%	0.98%	13.94%
Free Cash Flow Per Share	31.92	39.61	30.50	26.58	25.16
Dividends Per Share	3.820	3.590	3.410	3.290	3.180
Dividend Growth	6.41%	5.28%	3.65%	3.46%	2.91%
Operating Margin	23.25%	21.88%	20.50%	16.37%	25.17%
Profit Margin	17.88%	17.29%	18.13%	12.17%	20.86%
FCF Margin	21.58%	29.02%	25.40%	26.12%	27.28%
EBITDA	13,700	12,152	10,360	7,529	10,905
EBITDA Margin	23.06%	21.80%	20.83%	17.47%	26.68%
EBIT	13,808	12,196	10,198	7,055	10,286
EBIT Margin	23.25%	21.88%	20.50%	16.37%	25.17%
Effective Tax Rate	18.57%	15.84%	5.36%	19.11%	12.96%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.