HealthEquity Statistics

Total Valuation

HealthEquity has a market cap or net worth of EUR 7.77 billion. The enterprise value is 8.48 billion.

Market Cap	7.77B
Enterprise Value	8.48B

Important Dates

The last earnings date was Wednesday, June 4, 2025.

Earnings Date	Jun 4, 2025
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	86.48M
Shares Outstanding	n/a
Shares Change (YoY)	+1.53%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	84.95M

Valuation Ratios

The trailing PE ratio is 72.37 and the forward PE ratio is 25.71.

PE Ratio	72.37
Forward PE	25.71
PS Ratio	7.09
PB Ratio	4.15
P/TBV Ratio	n/a
P/FCF Ratio	26.10
P/OCF Ratio	25.99
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 23.91, with an EV/FCF ratio of 28.48.

EV / Earnings	78.96
EV / Sales	7.89
EV / EBITDA	23.91
EV / EBIT	40.30
EV / FCF	28.48

Financial Position

The company has a current ratio of 4.06, with a Debt / Equity ratio of 0.52.

Current Ratio	4.06
Quick Ratio	3.47
Debt / Equity	0.52
Debt / EBITDA	2.70
Debt / FCF	3.28
Interest Coverage	3.82

Financial Efficiency

Return on equity (ROE) is 5.77% and return on invested capital (ROIC) is 4.82%.

Return on Equity (ROE)	5.77%
Return on Assets (ROA)	4.57%
Return on Invested Capital (ROIC)	4.82%
Return on Capital Employed (ROCE)	7.38%
Revenue Per Employee	351,943
Profits Per Employee	34,487
Employee Count	3,120
Asset Turnover	0.37
Inventory Turnover	n/a

Taxes

In the past 12 months, HealthEquity has paid 28.15 million in taxes.

Income Tax	28.15M
Effective Tax Rate	20.78%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	51.64
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.76

Income Statement

In the last 12 months, HealthEquity had revenue of EUR 1.10 billion and earned 107.36 million in profits. Earnings per share was 1.21.

Revenue	1.10B
Gross Profit	717.84M
Operating Income	214.58M
Pretax Income	135.51M
Net Income	107.36M
EBITDA	357.59M
EBIT	214.58M
Earnings Per Share (EPS)	1.21

Full Income Statement

Balance Sheet

The company has 253.75 million in cash and 975.50 million in debt, giving a net cash position of -721.75 million.

Cash & Cash Equivalents	253.75M
Total Debt	975.50M
Net Cash	-721.75M
Net Cash Per Share	n/a
Equity (Book Value)	1.87B
Book Value Per Share	21.59
Working Capital	314.18M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 298.94 million and capital expenditures -1.28 million, giving a free cash flow of 297.66 million.

Operating Cash Flow	298.94M
Capital Expenditures	-1.28M
Free Cash Flow	297.66M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 65.52%, with operating and profit margins of 19.59% and 9.80%.

Gross Margin	65.52%
Operating Margin	19.59%
Pretax Margin	12.37%
Profit Margin	9.80%
EBITDA Margin	32.64%
EBIT Margin	19.59%
FCF Margin	27.17%

Dividends & Yields

HealthEquity does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.53%
Shareholder Yield	n/a
Earnings Yield	1.38%
FCF Yield	3.83%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

HealthEquity has an Altman Z-Score of 4.39 and a Piotroski F-Score of 6.

Altman Z-Score	4.39
Piotroski F-Score	6