Nu Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 10, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	71,100	48,098	35,834	17,844	38,012	-
Market Cap Growth	22.04%	34.23%	100.82%	-53.06%	-	-
PE Ratio	32.98	25.25	38.44	-	-	-
PS Ratio	13.12	9.03	10.69	10.37	50.86	-
PB Ratio	7.90	6.51	6.18	3.90	9.73	-
Debt / Equity Ratio	0.45	0.27	0.22	0.17	0.06	1.39
Return on Equity (ROE)	27.80%	28.07%	18.24%	-7.81%	-6.78%	-32.65%
Return on Assets (ROA)	4.32%	4.23%	2.81%	-1.47%	-1.10%	-2.03%
Earnings Yield	3.03%	3.96%	2.60%	-1.91%	-0.38%	-
FCF Yield	-7.70%	-7.06%	-16.21%	-29.06%	-16.05%	-
Buyback Yield / Dilution	-0.39%	-0.65%	-3.86%	-191.92%	-21.78%	-15.61%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.