Principal Financial Group, Inc. (BIT:1PFG)

Principal Financial Group Statistics

Total Valuation

BIT:1PFG has a market cap or net worth of EUR 16.01 billion. The enterprise value is 15.54 billion.

Market Cap	16.01B
Enterprise Value	15.54B

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	May 30, 2025

Share Statistics

Current Share Class	219.69M
Shares Outstanding	n/a
Shares Change (YoY)	-2.85%
Shares Change (QoQ)	-0.57%
Owned by Insiders (%)	0.57%
Owned by Institutions (%)	76.01%
Float	218.09M

Valuation Ratios

The trailing PE ratio is 11.94 and the forward PE ratio is 9.10.

PE Ratio	11.94
Forward PE	9.10
PS Ratio	1.19
PB Ratio	1.55
P/TBV Ratio	2.13
P/FCF Ratio	4.50
P/OCF Ratio	4.42
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.01, with an EV/FCF ratio of 4.37.

EV / Earnings	11.59
EV / Sales	1.13
EV / EBITDA	8.01
EV / EBIT	9.26
EV / FCF	4.37

Financial Position

The company has a current ratio of 1.56, with a Debt / Equity ratio of 0.34.

Current Ratio	1.56
Quick Ratio	0.37
Debt / Equity	0.34
Debt / EBITDA	1.85
Debt / FCF	0.99
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.77% and return on invested capital (ROIC) is 7.55%.

Return on Equity (ROE)	13.77%
Return on Assets (ROA)	0.37%
Return on Invested Capital (ROIC)	7.55%
Return on Capital Employed (ROCE)	0.62%
Revenue Per Employee	683,605
Profits Per Employee	68,076
Employee Count	19,700
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, BIT:1PFG has paid 221.60 million in taxes.

Income Tax	221.60M
Effective Tax Rate	13.74%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	69.57
200-Day Moving Average	n/a
Relative Strength Index (RSI)	63.86
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.13

Income Statement

In the last 12 months, BIT:1PFG had revenue of EUR 13.47 billion and earned 1.34 billion in profits. Earnings per share was 5.89.

Revenue	13.47B
Gross Profit	6.27B
Operating Income	1.65B
Pretax Income	1.61B
Net Income	1.34B
EBITDA	1.85B
EBIT	1.65B
Earnings Per Share (EPS)	5.89

Balance Sheet

The company has 5.55 billion in cash and 3.53 billion in debt, giving a net cash position of 849.74 million.

Cash & Cash Equivalents	5.55B
Total Debt	3.53B
Net Cash	849.74M
Net Cash Per Share	n/a
Equity (Book Value)	10.34B
Book Value Per Share	45.09
Working Capital	9.76B

Cash Flow

In the last 12 months, operating cash flow was 3.62 billion and capital expenditures -68.61 million, giving a free cash flow of 3.56 billion.

Operating Cash Flow	3.62B
Capital Expenditures	-68.61M
Free Cash Flow	3.56B
FCF Per Share	n/a

Margins

Gross margin is 46.59%, with operating and profit margins of 12.26% and 9.96%.

Gross Margin	46.59%
Operating Margin	12.26%
Pretax Margin	11.98%
Profit Margin	9.96%
EBITDA Margin	13.77%
EBIT Margin	12.26%
FCF Margin	26.40%

Dividends & Yields

This stock pays an annual dividend of 1.42, which amounts to a dividend yield of 2.07%.

Dividend Per Share	1.42
Dividend Yield	2.07%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	43.04%
Buyback Yield	2.85%
Shareholder Yield	4.92%
Earnings Yield	8.38%
FCF Yield	22.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6