The Progressive Corporation (BIT:1PGR)

BIT:1PGR Statistics

Total Valuation

BIT:1PGR has a market cap or net worth of EUR 107.80 billion. The enterprise value is 113.82 billion.

Market Cap	107.80B
Enterprise Value	113.82B

Important Dates

The next confirmed earnings date is Wednesday, March 18, 2026.

Earnings Date	Mar 18, 2026
Ex-Dividend Date	Dec 30, 2025

Share Statistics

Current Share Class	585.91M
Shares Outstanding	n/a
Shares Change (YoY)	+0.07%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	87.83%
Float	583.71M

Valuation Ratios

The trailing PE ratio is 11.19 and the forward PE ratio is 13.06.

PE Ratio	11.19
Forward PE	13.06
PS Ratio	1.44
PB Ratio	4.17
P/TBV Ratio	4.17
P/FCF Ratio	7.36
P/OCF Ratio	7.21
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.84, with an EV/FCF ratio of 7.77.

EV / Earnings	11.82
EV / Sales	1.51
EV / EBITDA	8.84
EV / EBIT	9.10
EV / FCF	7.77

Financial Position

The company has a current ratio of 0.36, with a Debt / Equity ratio of 0.23.

Current Ratio	0.36
Quick Ratio	0.30
Debt / Equity	0.23
Debt / EBITDA	0.48
Debt / FCF	0.41
Interest Coverage	52.16

Financial Efficiency

Return on equity (ROE) is 40.45% and return on invested capital (ROIC) is 28.98%.

Return on Equity (ROE)	40.45%
Return on Assets (ROA)	7.92%
Return on Invested Capital (ROIC)	28.98%
Return on Capital Employed (ROCE)	38.63%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.13M
Profits Per Employee	145,247
Employee Count	66,308
Asset Turnover	0.77
Inventory Turnover	n/a

Taxes

In the past 12 months, BIT:1PGR has paid 2.48 billion in taxes.

Income Tax	2.48B
Effective Tax Rate	20.49%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	178.11
200-Day Moving Average	202.16
Relative Strength Index (RSI)	59.09
Average Volume (20 Days)	4

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.99

Income Statement

In the last 12 months, BIT:1PGR had revenue of EUR 74.64 billion and earned 9.63 billion in profits. Earnings per share was 16.38.

Revenue	74.64B
Gross Profit	13.84B
Operating Income	12.35B
Pretax Income	12.11B
Net Income	9.63B
EBITDA	12.62B
EBIT	12.35B
Earnings Per Share (EPS)	16.38

Balance Sheet

The company has 8.63 billion in cash and 6.05 billion in debt, with a net cash position of -5.94 billion.

Cash & Cash Equivalents	8.63B
Total Debt	6.05B
Net Cash	-5.94B
Net Cash Per Share	n/a
Equity (Book Value)	25.83B
Book Value Per Share	44.06
Working Capital	-46.88B

Cash Flow

In the last 12 months, operating cash flow was 14.95 billion and capital expenditures -296.39 million, giving a free cash flow of 14.65 billion.

Operating Cash Flow	14.95B
Capital Expenditures	-296.39M
Free Cash Flow	14.65B
FCF Per Share	n/a

Margins

Gross margin is 18.55%, with operating and profit margins of 16.55% and 12.90%.

Gross Margin	18.55%
Operating Margin	16.55%
Pretax Margin	16.23%
Profit Margin	12.90%
EBITDA Margin	16.90%
EBIT Margin	16.55%
FCF Margin	19.63%

Dividends & Yields

This stock pays an annual dividend of 11.74, which amounts to a dividend yield of 6.99%.

Dividend Per Share	11.74
Dividend Yield	6.99%
Dividend Growth (YoY)	150.31%
Years of Dividend Growth	1
Payout Ratio	25.39%
Buyback Yield	-0.07%
Shareholder Yield	6.92%
Earnings Yield	8.93%
FCF Yield	13.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5