Banco de Sabadell, S.A. (BIT:1SAB)

Banco de Sabadell Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	8,666	8,669	7,771	4,500	3,735	3,925
Interest Income on Investments	905.25	1,051	895.94	491.37	413.83	399.91
Total Interest Income	9,571	9,720	8,667	4,991	4,149	4,325
Interest Paid on Deposits	4,568	4,692	3,936	1,190	722.09	924.69
Net Interest Income	5,013	5,028	4,732	3,801	3,427	3,400
Net Interest Income Growth (YoY)	3.09%	6.26%	24.47%	10.93%	0.78%	-6.25%
Income From Trading Activities	-233.5	-231.5	122.25	204.69	-183.56	444.35
Gain (Loss) on Sale of Assets	-47.39	-36.39	-59.96	-27.8	-7.39	102.58
Gain (Loss) on Sale of Investments	9.45	21.45	27.74	17.33	27.46	44.61
Gain (Loss) on Sale of Equity Investments	172.63	159.63	122.81	152.92	100.28	35.93
Other Non-Interest Income	1,558	1,357	850.21	1,043	1,337	649.14
Total Non-Interest Income	1,459	1,270	1,063	1,390	1,274	1,277
Non-Interest Income Growth (YoY)	35.23%	19.48%	-23.52%	9.10%	-0.20%	3.69%
Revenues Before Loan Losses	6,472	6,298	5,795	5,191	4,701	4,677
Provision for Loan Losses	499.29	587.29	809.31	848.59	636.36	1,017
Revenue	5,973	5,711	4,985	4,343	4,064	3,660
Revenue Growth (YoY)	15.85%	14.55%	14.80%	6.85%	11.06%	-13.94%
Salaries and Employee Benefits	1,527	1,515	1,462	1,387	1,475	1,533
Occupancy Expenses	491.04	501.04	518.97	545.09	526.51	523.25
Selling, General & Administrative	940.77	935.77	891.37	836.55	877.72	916.05
Other Non-Interest Expense	218.4	219.4	132.6	189.83	123.56	389.72
Total Non-Interest Expense	3,177	3,171	3,005	2,958	3,002	3,362
EBT Excluding Unusual Items	2,796	2,540	1,980	1,385	1,062	297.49
Asset Writedown	-77.51	-61.51	-58.66	-65.9	-104.16	-3.17
Legal Settlements	45.91	45.91	-4.56	-45.21	-39.61	-70
Pretax Income	2,754	2,514	1,891	1,273	619.99	-120.83
Income Tax Expense	744.27	685.27	557.18	373.26	81.28	-123.84
Earnings From Continuing Operations	2,010	1,829	1,334	900.14	538.71	3.01
Minority Interest in Earnings	-1.82	-1.82	-1.42	-10.75	-8.47	-1.01
Net Income	2,008	1,827	1,332	889.39	530.24	2
Preferred Dividends & Other Adjustments	98.16	98.16	115.39	110.38	100.59	73.23
Net Income to Common	1,910	1,729	1,217	779.02	429.65	-71.23
Net Income Growth	39.90%	37.13%	49.79%	67.73%	26385.42%	-99.74%
Basic Shares Outstanding	5,355	5,376	5,401	5,594	5,586	5,582
Diluted Shares Outstanding	5,355	5,376	5,401	5,594	5,586	5,582
Shares Change (YoY)	0.03%	-0.46%	-3.45%	0.13%	0.07%	0.80%
EPS (Basic)	0.36	0.32	0.23	0.14	0.08	-0.01
EPS (Diluted)	0.36	0.32	0.23	0.14	0.08	-0.01
EPS Growth	44.02%	42.04%	61.77%	81.08%	-	-
Dividend Per Share	0.204	0.204	0.060	0.040	0.030	-
Dividend Growth	240.67%	240.67%	50.00%	33.33%	-	-
Effective Tax Rate	27.03%	27.26%	29.47%	29.31%	13.11%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.