SoFi Technologies, Inc. (BIT:1SOFI)

SoFi Technologies Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 4, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	20,781	28,620	14,514	8,354	3,704	11,265
Market Cap Growth	27.59%	97.19%	73.73%	125.53%	-67.12%	1241.10%
Enterprise Value	-	30,182	17,175	13,139	8,715	15,018
PE Ratio	50.69	67.13	39.49	-27.64	-11.52	-15.81
Forward PE	27.47	48.16	64.73	263.23	-	-
PS Ratio	6.81	9.28	6.38	4.70	2.83	13.40
PB Ratio	2.33	3.17	2.59	1.85	0.83	2.99
P/TBV Ratio	1.94	3.12	2.60	1.80	0.80	1.90
P/FCF Ratio	-	-8.35	-13.24	-1.32	-0.59	-9.34
P/OCF Ratio	-	-8.89	-15.06	-1.34	-0.59	-9.70
EV/Sales Ratio	-	9.79	7.55	7.38	6.67	17.86
EV/EBITDA Ratio	-	149.81	98.09	75.82	66.92	171.86
EV/FCF Ratio	-	-8.80	-15.67	-2.08	-1.38	-12.45
Debt / Equity Ratio	0.17	0.17	0.47	0.94	1.00	0.86
Debt / EBITDA Ratio	7.75	7.75	15.20	26.02	36.36	39.79
Debt / FCF Ratio	-0.46	-0.46	-2.43	-0.71	-0.75	-2.88
Net Debt / Equity Ratio	0.17	0.17	0.47	1.00	1.06	0.92
Net Debt / EBITDA Ratio	7.75	7.75	15.20	26.02	36.36	39.79
Net Debt / FCF Ratio	-0.46	-0.46	-2.43	-0.71	-0.75	-2.88
Asset Turnover	0.08	0.08	0.08	0.08	0.11	0.11
Return on Equity (ROE)	5.66%	5.66%	8.26%	-5.43%	-6.27%	-12.49%
Earnings Yield	1.97%	1.49%	2.53%	-3.62%	-8.68%	-6.33%
FCF Yield	-16.33%	-11.98%	-7.55%	-75.58%	-170.70%	-10.71%
Buyback Yield / Dilution	-9.48%	-9.48%	1.92%	0.15%	0.15%	-13.63%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.