Upstart Holdings, Inc. (BIT:1UPST)
44.88
0.00 (0.00%)
At close: Oct 2, 2025
Upstart Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2018 - 2019 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2018 - 2019 |
793.12 | 635.47 | 560.43 | 907.27 | 801.28 | 228.6 | Upgrade | |
Revenue Growth (YoY) | 39.58% | 13.39% | -38.23% | 13.23% | 250.51% | 43.01% | Upgrade |
Gross Profit | 793.12 | 635.47 | 560.43 | 907.27 | 801.28 | 228.6 | Upgrade |
Selling, General & Admin | 476.2 | 397.74 | 339.53 | 531.07 | 456.13 | 145.27 | Upgrade |
Research & Development | 258.77 | 253.65 | 280.14 | 237.25 | 134 | 38.8 | Upgrade |
Other Operating Expenses | 166.65 | 158 | 150.42 | 187.99 | 117.58 | 37.58 | Upgrade |
Operating Income | -108.5 | -173.92 | -209.66 | -49.04 | 93.57 | 6.95 | Upgrade |
Interest Income | 168.5 | 186.36 | 169 | 105.58 | 20.63 | 26.41 | Upgrade |
Interest Expense | -33.04 | -48.13 | -39.6 | -15.53 | -5.25 | -19.39 | Upgrade |
Other Non-Operating Income (Expense) | 94.88 | 197.02 | 202.18 | 169.04 | -35.13 | 19.12 | Upgrade |
Total Non-Operating Income (Expense) | 230.33 | 335.25 | 331.57 | 259.09 | -19.74 | 26.13 | Upgrade |
Pretax Income | 121.83 | 161.33 | 121.92 | 210.06 | 73.82 | 33.08 | Upgrade |
Provision for Income Taxes | 0.23 | 0.19 | 0.11 | -0.41 | -1.71 | 0.37 | Upgrade |
Net Income | -6.35 | -128.58 | -240.13 | -108.67 | 135.44 | 5.98 | Upgrade |
Minority Interest in Earnings | - | - | - | - | - | -0.4 | Upgrade |
Net Income to Common | -6.35 | -128.58 | -240.13 | -108.67 | 135.44 | 5.98 | Upgrade |
Net Income Growth | - | - | - | - | 2163.80% | - | Upgrade |
Shares Outstanding (Basic) | 93 | 89 | 84 | 83 | 78 | 18 | Upgrade |
Shares Outstanding (Diluted) | 95 | 89 | 84 | 83 | 95 | 18 | Upgrade |
Shares Change (YoY) | 9.84% | 6.79% | 1.20% | -12.66% | 441.13% | 22.17% | Upgrade |
EPS (Basic) | -0.06 | -1.44 | -2.87 | -1.31 | 1.73 | 0.34 | Upgrade |
EPS (Diluted) | -0.07 | -1.44 | -2.87 | -1.31 | 1.43 | 0.34 | Upgrade |
EPS Growth | - | - | - | - | 318.60% | - | Upgrade |
Free Cash Flow | -65.23 | 185.49 | -113.24 | -666.69 | 159.93 | 11.45 | Upgrade |
Free Cash Flow Growth | - | - | - | - | 1297.10% | -62.23% | Upgrade |
Free Cash Flow Per Share | -0.69 | 2.07 | -1.35 | -8.05 | 1.69 | 0.65 | Upgrade |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | Upgrade |
Operating Margin | -13.68% | -27.37% | -37.41% | -5.40% | 11.68% | 3.04% | Upgrade |
Profit Margin | -0.80% | -20.23% | -42.85% | -11.98% | 16.90% | 2.44% | Upgrade |
FCF Margin | -8.23% | 29.19% | -20.21% | -73.48% | 19.96% | 5.01% | Upgrade |
EBITDA | -86.17 | -153.37 | -184.75 | -35.52 | 101.11 | 9.23 | Upgrade |
EBITDA Margin | -10.86% | -24.13% | -32.97% | -3.92% | 12.62% | 4.04% | Upgrade |
EBIT | -108.5 | -173.92 | -209.66 | -49.04 | 93.57 | 6.95 | Upgrade |
EBIT Margin | -13.68% | -27.37% | -37.41% | -5.40% | 11.68% | 3.04% | Upgrade |
Effective Tax Rate | 0.19% | 0.11% | 0.09% | -0.19% | -2.32% | 1.12% | Upgrade |
Updated Jun 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.