Italy
· Delayed Price · Currency is EUR Upstart Holdings Statistics
Total Valuation
BIT:1UPST has a market cap or net worth of EUR 4.53 billion. The enterprise value is 5.30 billion.
| Market Cap | 4.53B |
| Enterprise Value | 5.30B |
Important Dates
The last earnings date was Tuesday, May 6, 2025.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
| Current Share Class | 95.14M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +7.31% |
| Shares Change (QoQ) | +2.28% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 83.20M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 31.70 |
| PS Ratio | 6.45 |
| PB Ratio | 7.24 |
| P/TBV Ratio | 8.67 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | -86.19 |
| EV / Sales | 7.76 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 44.61 |
Financial Position
The company has a current ratio of 22.32, with a Debt / Equity ratio of 2.15.
| Current Ratio | 22.32 |
| Quick Ratio | 7.91 |
| Debt / Equity | 2.15 |
| Debt / EBITDA | n/a |
| Debt / FCF | 11.36 |
| Interest Coverage | -1.83 |
Financial Efficiency
Return on equity (ROE) is -10.30% and return on invested capital (ROIC) is -2.32%.
| Return on Equity (ROE) | -10.30% |
| Return on Assets (ROA) | -2.16% |
| Return on Invested Capital (ROIC) | -2.32% |
| Return on Capital Employed (ROCE) | -3.30% |
| Revenue Per Employee | 588,502 |
| Profits Per Employee | -51,518 |
| Employee Count | 1,193 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | n/a |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | n/a |
| Average Volume (20 Days) | 230 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.24 |
Income Statement
In the last 12 months, BIT:1UPST had revenue of EUR 702.08 million and -61.46 million in losses. Loss per share was -0.68.
| Revenue | 702.08M |
| Gross Profit | 554.89M |
| Operating Income | -67.67M |
| Pretax Income | -61.28M |
| Net Income | -61.46M |
| EBITDA | -47.95M |
| EBIT | -67.67M |
| Loss Per Share | -0.68 |
Balance Sheet
The company has 561.13 million in cash and 1.35 billion in debt, giving a net cash position of -787.67 million.
| Cash & Cash Equivalents | 561.13M |
| Total Debt | 1.35B |
| Net Cash | -787.67M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 626.03M |
| Book Value Per Share | 6.58 |
| Working Capital | 1.62B |
Cash Flow
In the last 12 months, operating cash flow was 118.90 million and capital expenditures -141,556, giving a free cash flow of 118.75 million.
| Operating Cash Flow | 118.90M |
| Capital Expenditures | -141,556 |
| Free Cash Flow | 118.75M |
| FCF Per Share | n/a |
Margins
Gross margin is 79.04%, with operating and profit margins of -9.64% and -8.75%.
| Gross Margin | 79.04% |
| Operating Margin | -9.64% |
| Pretax Margin | -8.73% |
| Profit Margin | -8.75% |
| EBITDA Margin | -6.83% |
| EBIT Margin | -9.64% |
| FCF Margin | 16.91% |
Dividends & Yields
BIT:1UPST does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -7.31% |
| Shareholder Yield | -7.31% |
| Earnings Yield | -1.36% |
| FCF Yield | 2.62% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
BIT:1UPST has an Altman Z-Score of 2.41. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.41 |
| Piotroski F-Score | n/a |