Finanza.tech Statistics

Total Valuation

Finanza.tech has a market cap or net worth of EUR 5.33 million. The enterprise value is 6.43 million.

Market Cap	5.33M
Enterprise Value	6.43M

Important Dates

The last earnings date was Monday, March 24, 2025.

Earnings Date	Mar 24, 2025
Ex-Dividend Date	n/a

Share Statistics

Finanza.tech has 13.33 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	13.33M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	n/a
PB Ratio	n/a
P/TBV Ratio	1.07
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.85, with an EV/FCF ratio of -21.30.

EV / Earnings	-51.81
EV / Sales	0.70
EV / EBITDA	5.85
EV / EBIT	16.67
EV / FCF	-21.30

Financial Position

The company has a current ratio of 2.14, with a Debt / Equity ratio of 0.23.

Current Ratio	2.14
Quick Ratio	2.11
Debt / Equity	0.23
Debt / EBITDA	1.63
Debt / FCF	-5.94
Interest Coverage	7.20

Financial Efficiency

Return on equity (ROE) is -1.55% and return on invested capital (ROIC) is 2.60%.

Return on Equity (ROE)	-1.55%
Return on Assets (ROA)	1.67%
Return on Invested Capital (ROIC)	2.60%
Return on Capital Employed (ROCE)	4.00%
Revenue Per Employee	231,219
Profits Per Employee	-3,103
Employee Count	40
Asset Turnover	0.64
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -53.58% in the last 52 weeks. The beta is 0.74, so Finanza.tech's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	-53.58%
50-Day Moving Average	0.50
200-Day Moving Average	0.73
Relative Strength Index (RSI)	19.30
Average Volume (20 Days)	10,900

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Finanza.tech had revenue of EUR 9.25 million and -124,117 in losses.

Revenue	9.25M
Gross Profit	3.16M
Operating Income	385,736
Pretax Income	303,016
Net Income	-124,117
EBITDA	1.10M
EBIT	385,736
Earnings Per Share (EPS)	n/a

Full Income Statement

Balance Sheet

The company has 697,580 in cash and 1.79 million in debt, giving a net cash position of -1.10 million or -0.08 per share.

Cash & Cash Equivalents	697,580
Total Debt	1.79M
Net Cash	-1.10M
Net Cash Per Share	-0.08
Equity (Book Value)	7.87M
Book Value Per Share	n/a
Working Capital	5.45M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -299,307 and capital expenditures -2,548, giving a free cash flow of -301,855.

Operating Cash Flow	-299,307
Capital Expenditures	-2,548
Free Cash Flow	-301,855
FCF Per Share	-0.02

Full Cash Flow Statement

Margins

Gross margin is 34.14%, with operating and profit margins of 4.17% and -1.34%.

Gross Margin	34.14%
Operating Margin	4.17%
Pretax Margin	3.28%
Profit Margin	-1.34%
EBITDA Margin	11.88%
EBIT Margin	4.17%
FCF Margin	n/a

Dividends & Yields

Finanza.tech does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-2.33%
FCF Yield	-5.66%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Finanza.tech has an Altman Z-Score of 2.16. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.16
Piotroski F-Score	n/a