Finanza.tech S.p.A. (BIT:FTC)

Finanza.tech Statistics

Total Valuation

Finanza.tech has a market cap or net worth of EUR 4.21 million. The enterprise value is 6.17 million.

Market Cap	4.21M
Enterprise Value	6.17M

Important Dates

The last earnings date was Monday, September 22, 2025.

Earnings Date	Sep 22, 2025
Ex-Dividend Date	n/a

Share Statistics

Finanza.tech has 13.33 million shares outstanding.

Current Share Class	13.33M
Shares Outstanding	13.33M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	3.33M

Valuation Ratios

PE Ratio	n/a
Forward PE	21.07
PS Ratio	0.72
PB Ratio	0.68
P/TBV Ratio	1.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-3.79
EV / Sales	1.06
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-6.52

Financial Position

The company has a current ratio of 2.01, with a Debt / Equity ratio of 0.33.

Current Ratio	2.01
Quick Ratio	1.92
Debt / Equity	0.33
Debt / EBITDA	n/a
Debt / FCF	-2.16
Interest Coverage	-8.04

Financial Efficiency

Return on equity (ROE) is -23.10% and return on invested capital (ROIC) is -9.43%.

Return on Equity (ROE)	-23.10%
Return on Assets (ROA)	-6.22%
Return on Invested Capital (ROIC)	-9.43%
Return on Capital Employed (ROCE)	-16.24%
Revenue Per Employee	207,743
Profits Per Employee	-58,137
Employee Count	37
Asset Turnover	0.43
Inventory Turnover	n/a

Taxes

Income Tax	-377,507
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -59.49% in the last 52 weeks. The beta is 0.82, so Finanza.tech's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	-59.49%
50-Day Moving Average	0.34
200-Day Moving Average	0.44
Relative Strength Index (RSI)	40.69
Average Volume (20 Days)	16,400

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Finanza.tech had revenue of EUR 5.82 million and -1.63 million in losses.

Revenue	5.82M
Gross Profit	1.06M
Operating Income	-1.35M
Pretax Income	-2.01M
Net Income	-1.63M
EBITDA	-438,422
EBIT	-1.35M
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 85,372 in cash and 2.04 million in debt, giving a net cash position of -1.96 million or -0.15 per share.

Cash & Cash Equivalents	85,372
Total Debt	2.04M
Net Cash	-1.96M
Net Cash Per Share	-0.15
Equity (Book Value)	6.22M
Book Value Per Share	n/a
Working Capital	4.49M

Cash Flow

In the last 12 months, operating cash flow was -782,014 and capital expenditures -163,854, giving a free cash flow of -945,868.

Operating Cash Flow	-782,014
Capital Expenditures	-163,854
Free Cash Flow	-945,868
FCF Per Share	-0.07

Margins

Gross margin is 18.23%, with operating and profit margins of -23.26% and -27.98%.

Gross Margin	18.23%
Operating Margin	-23.26%
Pretax Margin	-34.47%
Profit Margin	-27.98%
EBITDA Margin	-7.54%
EBIT Margin	-23.26%
FCF Margin	n/a

Dividends & Yields

Finanza.tech does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-38.64%
FCF Yield	-22.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Finanza.tech has an Altman Z-Score of 1.24 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.24
Piotroski F-Score	2