illimity Bank S.p.A. (BIT: ILTY)

illimity Bank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	434.29	397.29	238.69	194.29	145.98	62.67
Interest Income on Investments	0.05	0.05	0.2	-	-	-
Total Interest Income	434.34	397.34	238.89	194.29	145.98	62.67
Interest Paid on Deposits	271.23	202.73	74.56	61.22	42.21	14.64
Net Interest Income	163.11	194.61	164.34	133.07	103.78	48.03
Net Interest Income Growth (YoY)	-16.87%	18.42%	23.50%	28.22%	116.05%	291.19%
Income From Trading Activities	7.13	-0.46	4.73	3.17	-0.39	0.11
Gain (Loss) on Sale of Investments	14.44	7.64	7.55	23.1	7.1	2.09
Other Non-Interest Income	86.63	74.03	59.25	34.58	13.52	6.62
Total Non-Interest Income	111.85	81.07	71.54	61.14	22.09	16.9
Non-Interest Income Growth (YoY)	48.94%	13.32%	17.01%	176.85%	30.71%	-
Revenues Before Loan Losses	274.95	275.68	235.88	194.21	125.86	64.93
Provision for Loan Losses	-24.35	-65.68	-50.18	-43.51	-40.18	6.67
Revenue	299.3	341.36	286.06	237.71	166.05	58.26
Revenue Growth (YoY)	-2.57%	19.33%	20.34%	43.16%	185.02%	-
Salaries and Employee Benefits	100.93	103.09	84.89	73.09	51.83	30.86
Occupancy Expenses	4.74	9.9	4.2	3.13	2.72	2.02
Amortization of Goodwill & Intangibles	21.47	18.28	13.07	7.6	5.9	1.13
Selling, General & Administrative	113.89	114.46	102.11	84.63	73.22	55.16
Other Non-Interest Expense	-18.81	-59.61	-27.01	-18.8	-6.32	-2.39
Total Non-Interest Expense	221.9	189.61	184.9	157.41	127.35	86.78
EBT Excluding Unusual Items	77.4	151.74	101.17	80.3	38.69	-28.52
Other Unusual Items	-	-	-0.3	0.2	-0	0.02
Pretax Income	77.4	151.74	100.86	80.5	38.69	-28.51
Income Tax Expense	17.73	47.93	25.54	15.16	7.61	-12.37
Earnings From Continuing Operations	59.67	103.81	75.33	65.34	31.09	-16.14
Earnings From Discontinued Operations	-	-	-	0.25	-	-
Minority Interest in Earnings	0.68	0.59	-	-	-	-
Net Income	60.36	104.4	75.33	65.59	31.09	-16.14
Net Income to Common	60.36	104.4	75.33	65.59	31.09	-16.14
Net Income Growth	-39.48%	38.60%	14.84%	111.00%	-	-
Basic Shares Outstanding	84	84	81	75	66	65
Diluted Shares Outstanding	85	85	83	75	66	65
Shares Change (YoY)	-1.11%	2.75%	10.35%	14.73%	0.88%	150045.54%
EPS (Basic)	0.72	1.25	0.93	0.88	0.47	-0.25
EPS (Diluted)	0.71	1.22	0.91	0.87	0.47	-0.25
EPS Growth	-39.65%	34.07%	4.60%	85.11%	-	-
Dividend Per Share	0.249	0.249	0.180	-	-	-
Dividend Growth	38.22%	38.22%	-	-	-	-
Effective Tax Rate	22.90%	31.58%	25.32%	18.83%	19.66%	-

Source: S&P Capital IQ. Banks template. Financial Sources.