AIRA Factoring PCL (BKK:AF)

AIRA Factoring PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	544	528	1,120	1,232	1,840	1,840
Market Cap Growth	-45.16%	-52.86%	-9.09%	-33.04%	-	61.97%
Enterprise Value	2,501	2,256	2,799	2,585	3,096	2,969
Last Close Price	0.34	0.33	0.70	0.75	1.12	1.09
PE Ratio	36.69	35.61	66.90	180.69	40.65	37.16
PS Ratio	2.18	2.12	4.39	5.11	8.12	9.30
PB Ratio	1.03	1.00	2.17	2.31	3.50	3.47
P/TBV Ratio	1.04	1.00	2.18	2.34	3.54	3.51
P/FCF Ratio	-	-	7.48	-	-	-
P/OCF Ratio	-	-	7.46	-	-	-
EV/Sales Ratio	10.04	9.06	10.97	10.72	13.67	15.01
EV/EBITDA Ratio	23.95	23.39	26.74	35.08	31.02	29.54
EV/EBIT Ratio	26.36	23.78	27.19	35.47	31.17	29.88
EV/FCF Ratio	-8.78	-	18.68	-	-	-
Debt / Equity Ratio	3.95	3.95	3.43	3.51	3.22	3.13
Debt / EBITDA Ratio	20.09	20.09	15.80	22.76	16.06	15.73
Debt / FCF Ratio	-	-	11.84	-	-	-
Net Debt / Equity Ratio	3.69	3.69	3.23	3.32	3.09	2.95
Net Debt / EBITDA Ratio	20.28	20.28	15.94	24.00	16.27	15.55
Net Debt / FCF Ratio	-6.87	-6.87	11.14	-26.55	-29.67	-76.29
Asset Turnover	0.10	0.10	0.10	0.10	0.10	0.09
Quick Ratio	0.93	0.93	1.06	1.07	1.16	1.14
Current Ratio	1.19	1.19	1.20	1.23	1.25	1.26
Return on Equity (ROE)	2.83%	2.83%	3.19%	1.29%	8.57%	9.41%
Return on Assets (ROA)	2.30%	2.30%	2.62%	1.86%	2.64%	2.77%
Return on Invested Capital (ROIC)	3.01%	3.06%	3.68%	2.36%	3.73%	3.73%
Return on Capital Employed (ROCE)	16.30%	16.30%	17.90%	13.00%	18.30%	18.00%
Earnings Yield	2.73%	2.81%	1.49%	0.55%	2.46%	2.69%
FCF Yield	-52.38%	-53.97%	13.38%	-5.41%	-2.98%	-1.11%
Dividend Yield	-	-	2.86%	-	2.85%	2.30%
Payout Ratio	-	-	191.14%	750.90%	-	148.64%
Buyback Yield / Dilution	-	-	-	-	0.15%	-0.15%
Total Shareholder Return	-	-	2.86%	-	3.01%	2.14%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.