DBS Group Holdings Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	46,382	47,352	39,875	43,976	46,690
Investment Securities	239,231	172,461	154,787	142,732	125,126
Trading Asset Securities	23,621	27,897	22,700	44,935	19,681
Total Investments	262,852	200,358	177,487	187,667	144,807
Gross Loans	450,916	436,684	422,152	420,284	415,072
Allowance for Loan Losses	-5,905	-6,090	-5,989	-5,765	-6,079
Net Loans	445,011	430,594	416,163	414,519	408,993
Property, Plant & Equipment	3,486	2,237	2,342	2,018	2,180
Goodwill	-	6,171	6,081	5,340	5,362
Other Intangible Assets	6,314	1,560	1,542	1,181	1,042
Investments in Real Estate	-	277	37	39	40
Accrued Interest Receivable	-	3,187	3,104	2,346	1,274
Other Receivables	93,881	100,660	75,025	68,130	61,427
Restricted Cash	9,462	15,566	15,546	16,395	12,869
Other Current Assets	-	1,105	1,203	711	584
Long-Term Deferred Tax Assets	-	844	770	887	627
Other Real Estate Owned & Foreclosed	116	104	126	159	178
Other Long-Term Assets	29,984	17,204	-	-	-
Total Assets	897,488	827,219	739,301	743,368	686,073
Interest Bearing Deposits	486,525	453,829	425,736	396,145	342,506
Non-Interest Bearing Deposits	123,498	107,901	109,367	130,855	159,453
Total Deposits	610,023	561,730	535,103	527,000	501,959
Short-Term Borrowings	37,660	42,356	27,002	64,318	45,183
Current Portion of Long-Term Debt	37,772	92,597	67,967	49,724	38,632
Current Income Taxes Payable	-	1,255	1,105	1,061	964
Accrued Interest Payable	-	2,086	2,088	1,213	286
Other Current Liabilities	-	7,996	5,543	6,506	4,646
Long-Term Debt	106,611	25,060	24,590	22,507	23,918
Long-Term Leases	-	1,350	1,468	1,389	1,522
Long-Term Unearned Revenue	-	672	768	864	960
Long-Term Deferred Tax Liabilities	-	155	108	56	81
Other Long-Term Liabilities	36,506	23,129	11,312	11,658	10,208
Total Liabilities	828,572	758,386	677,054	686,296	628,359
Common Stock	11,761	11,826	11,826	11,826	11,826
Retained Earnings	55,383	53,163	48,092	44,347	39,941
Treasury Stock	-	-289	-222	-331	-443
Comprehensive Income & Other	1,723	4,086	2,369	1,045	6,202
Total Common Equity	68,867	68,786	62,065	56,887	57,526
Minority Interest	49	47	182	185	188
Shareholders' Equity	68,916	68,833	62,247	57,072	57,714
Total Liabilities & Equity	897,488	827,219	739,301	743,368	686,073
Total Debt	182,043	161,363	121,027	137,938	109,255
Net Cash (Debt)	-112,040	-86,114	-58,452	-49,027	-42,884
Net Cash Per Share	-39.31	-30.29	-20.61	-17.32	-15.21
Filing Date Shares Outstanding	2,838	2,840	2,837	2,831	2,825
Total Common Shares Outstanding	2,838	2,840	2,837	2,831	2,825
Book Value Per Share	24.27	23.38	21.03	19.25	19.52
Tangible Book Value	62,553	61,055	54,442	50,366	51,122
Tangible Book Value Per Share	22.04	20.66	18.35	16.95	17.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.