Krung Thai Bank PCL (BKK:KTB)

Krung Thai Bank PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	153,736	165,105	152,369	113,475	104,832	112,837
Interest Income on Investments	966.06	384.37	319.47	351.74	379.05	375.9
Total Interest Income	154,702	165,490	152,688	113,827	105,211	113,213
Interest Paid on Deposits	43,511	45,990	38,949	23,070	21,460	24,494
Net Interest Income	111,191	119,499	113,739	90,756	83,751	88,719
Net Interest Income Growth (YoY)	-7.53%	5.07%	25.32%	8.37%	-5.60%	-0.10%
Gain (Loss) on Sale of Investments	5,505	890.91	195.11	238.79	710.84	950.93
Gain (Loss) on Sale of Equity Investments	2,134	1,500	1,353	1,095	1,046	2,060
Other Non-Interest Income	40,766	37,212	34,178	33,301	30,278	30,518
Total Non-Interest Income	48,405	39,603	35,726	34,634	32,035	33,529
Non-Interest Income Growth (YoY)	17.32%	10.85%	3.15%	8.12%	-4.46%	-9.00%
Revenues Before Loan Losses	159,596	159,102	149,465	125,391	115,786	122,247
Provision for Loan Losses	30,389	31,070	37,085	24,338	32,524	44,903
Revenue	129,206	128,033	112,380	101,053	83,262	77,345
Revenue Growth (YoY)	4.13%	13.93%	11.21%	21.37%	7.65%	-24.06%
Salaries and Employee Benefits	27,103	27,061	25,766	25,763	27,311	28,466
Occupancy Expenses	9,893	10,881	10,289	9,644	9,017	8,895
Selling, General & Administrative	364.6	313.05	367.17	377.22	323.7	298.07
Other Non-Interest Expense	25,246	24,778	21,186	17,673	13,995	14,267
Total Non-Interest Expense	66,714	68,778	62,157	54,771	52,731	53,465
EBT Excluding Unusual Items	62,492	59,255	50,223	46,283	30,531	23,880
Pretax Income	62,492	59,255	50,223	46,283	30,531	23,880
Income Tax Expense	12,456	11,576	9,902	9,077	5,975	4,441
Earnings From Continuing Operations	50,036	47,679	40,321	37,206	24,556	19,439
Minority Interest in Earnings	-3,888	-3,823	-3,705	-3,508	-2,968	-2,707
Net Income	46,148	43,856	36,616	33,698	21,588	16,732
Preferred Dividends & Other Adjustments	4.66	4.66	3.91	2.74	2.29	3.59
Net Income to Common	46,143	43,851	36,612	33,695	21,586	16,728
Net Income Growth	13.41%	19.77%	8.66%	56.09%	29.03%	-42.86%
Basic Shares Outstanding	13,909	13,976	13,976	13,976	13,976	13,976
Diluted Shares Outstanding	13,909	13,976	13,976	13,976	13,976	13,976
Shares Change (YoY)	-0.54%	-	-	-	-	-
EPS (Basic)	3.32	3.14	2.62	2.41	1.54	1.20
EPS (Diluted)	3.32	3.14	2.62	2.41	1.54	1.20
EPS Growth	14.03%	19.77%	8.66%	56.10%	29.04%	-42.87%
Dividend Per Share	-	1.545	0.868	0.682	0.418	0.275
Dividend Growth	-	78.00%	27.27%	63.16%	52.00%	-63.48%
Effective Tax Rate	19.93%	19.54%	19.72%	19.61%	19.57%	18.60%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.