Krung Thai Bank Public Company Limited (BKK: KTB)

KTB Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	163,744	152,369	113,475	104,832	112,837	122,972
Interest Income on Investments	357.76	319.47	351.74	379.05	375.9	495.56
Total Interest Income	164,101	152,688	113,827	105,211	113,213	123,467
Interest Paid on Deposits	44,097	38,949	23,070	21,460	24,494	34,655
Net Interest Income	120,004	113,739	90,756	83,751	88,719	88,812
Net Interest Income Growth (YoY)	18.54%	25.32%	8.36%	-5.60%	-0.10%	5.55%
Income From Trading Activities	-	-	-	-	-	3,197
Gain (Loss) on Sale of Investments	240.33	195.11	238.79	710.84	950.93	4,372
Gain (Loss) on Sale of Equity Investments	1,693	1,353	1,095	1,046	2,060	1,425
Other Non-Interest Income	36,693	34,178	33,301	30,278	30,518	27,853
Total Non-Interest Income	38,626	35,726	34,634	32,035	33,529	36,846
Non-Interest Income Growth (YoY)	7.31%	3.15%	8.11%	-4.46%	-9.00%	11.39%
Revenues Before Loan Losses	158,630	149,465	125,391	115,786	122,247	125,658
Provision for Loan Losses	37,260	37,085	24,338	32,524	44,903	23,814
Revenue	121,371	112,380	101,053	83,262	77,345	101,844
Revenue Growth (YoY)	12.20%	11.21%	21.37%	7.65%	-24.06%	11.88%
Salaries and Employee Benefits	26,051	25,766	25,763	27,311	28,466	31,390
Occupancy Expenses	10,328	10,289	9,644	9,017	8,895	8,942
Selling, General & Administrative	342.11	367.17	377.22	323.7	298.07	108.56
Other Non-Interest Expense	22,830	21,186	17,673	13,995	14,267	14,815
Total Non-Interest Expense	68,646	62,157	54,771	52,731	53,465	62,474
EBT Excluding Unusual Items	52,724	50,223	46,283	30,531	23,880	39,370
Pretax Income	52,724	50,223	46,283	30,531	23,880	39,370
Income Tax Expense	10,320	9,902	9,077	5,975	4,441	7,233
Earnings From Continuing Operations	42,405	40,321	37,206	24,556	19,439	32,138
Minority Interest in Earnings	-3,738	-3,705	-3,508	-2,968	-2,707	-2,854
Net Income	38,667	36,616	33,698	21,588	16,732	29,284
Preferred Dividends & Other Adjustments	4.91	3.91	2.74	2.29	3.59	4.04
Net Income to Common	38,662	36,612	33,695	21,586	16,728	29,280
Net Income Growth	5.12%	8.66%	56.09%	29.03%	-42.86%	2.78%
Basic Shares Outstanding	13,976	13,976	13,976	13,976	13,976	13,976
Diluted Shares Outstanding	13,976	13,976	13,976	13,976	13,976	13,976
Shares Change (YoY)	-0.15%	-	-	-	-	0.07%
EPS (Basic)	2.77	2.62	2.41	1.54	1.20	2.10
EPS (Diluted)	2.77	2.62	2.41	1.54	1.20	2.10
EPS Growth	5.29%	8.66%	56.10%	29.04%	-42.87%	2.70%
Dividend Per Share	0.868	0.868	0.682	0.418	0.275	0.753
Dividend Growth	27.27%	27.27%	63.16%	52.00%	-63.48%	4.87%
Effective Tax Rate	19.57%	19.72%	19.61%	19.57%	18.60%	18.37%

Source: S&P Capital IQ. Banks template. Financial Sources.