LH Financial Group PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	20,760	19,065	16,523	21,184	26,056	28,598
Market Cap Growth	27.27%	15.38%	-22.00%	-18.70%	-8.89%	30.20%
Last Close Price	0.98	0.90	0.74	0.92	1.12	1.22
PE Ratio	7.21	6.61	8.07	10.11	16.50	20.67
PS Ratio	2.47	2.27	2.40	3.19	4.81	5.96
PB Ratio	0.49	0.45	0.43	0.59	0.71	0.75
Debt / Equity Ratio	0.76	0.76	0.76	0.89	0.82	0.83
Net Debt / Equity Ratio	0.65	0.65	0.73	0.85	0.78	0.80
Net Debt / FCF Ratio	-0.72	-0.72	-0.86	-1.38	-0.83	-3.72
Return on Equity (ROE)	7.09%	7.09%	5.49%	5.76%	4.21%	3.60%
Return on Assets (ROA)	0.77%	0.77%	0.61%	0.67%	0.56%	0.54%
Earnings Yield	13.90%	15.14%	12.39%	9.90%	6.06%	4.84%
FCF Yield	-186.52%	-203.10%	-197.47%	-104.53%	-132.19%	-28.89%
Dividend Yield	6.12%	6.67%	4.05%	3.26%	0.89%	3.27%
Payout Ratio	29.36%	29.36%	31.05%	10.11%	13.42%	106.73%
Buyback Yield / Dilution	-0.55%	-0.55%	0.34%	0.04%	-0.61%	-0.46%
Total Shareholder Return	5.33%	6.11%	4.39%	3.30%	0.28%	2.81%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.