SG Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	2,532	1,789	2,089	2,399	1,736	1,298
Total Interest Expense	363.29	523.65	592.72	600.22	353.29	194.63
Net Interest Income	2,169	1,265	1,497	1,799	1,383	1,103
Other Revenue	172	166.17	80.11	39.68	45.88	65.2
Revenue Before Loan Losses	2,341	1,431	1,577	1,839	1,429	1,168
Provision for Loan Losses	1,319	652.13	3,770	392.06	213.87	178.84
Revenue	1,021	779.05	-2,193	1,446	1,215	989.49
Revenue Growth (YoY)	48.77%	-	-	19.09%	22.75%	104.20%
Salaries & Employee Benefits	216.35	216.35	252.61	294.37	226.65	217.92
Cost of Services Provided	292.99	264.81	289.88	255.72	196.53	198.08
Other Operating Expenses	43.42	43.42	42.74	38.39	18.74	23.62
Total Operating Expenses	578.73	550.55	611.41	608.9	460.59	449.95
Operating Income	442.59	228.5	-2,804	837.58	754.07	539.54
EBT Excluding Unusual Items	442.59	228.5	-2,805	834.43	756.56	527.34
Other Unusual Items	-19.79	-19.79	-29.13	-32.7	-31.05	-19.8
Pretax Income	422.81	208.71	-2,835	801.73	725.51	507.54
Income Tax Expense	105.02	46.04	-559.31	134.49	132.48	90.96
Net Income	317.78	162.68	-2,275	667.24	593.03	416.58
Net Income to Common	317.78	162.68	-2,275	667.24	593.03	416.58
Net Income Growth	266.12%	-	-	12.51%	42.36%	307.65%
Shares Outstanding (Basic)	6,244	4,187	3,270	2,508	2,045	1,436
Shares Outstanding (Diluted)	6,253	4,203	3,270	2,508	2,045	1,436
Shares Change (YoY)	81.38%	28.54%	30.36%	22.66%	42.36%	-0.93%
EPS (Basic)	0.05	0.04	-0.70	0.27	0.29	0.29
EPS (Diluted)	0.05	0.04	-0.70	0.27	0.29	0.29
EPS Growth	100.88%	-	-	-8.28%	-	311.48%
Free Cash Flow	480.55	855.84	-811.69	-3,095	-3,107	-1,978
Free Cash Flow Per Share	0.08	0.20	-0.25	-1.23	-1.52	-1.38
Dividend Per Share	-	-	-	0.110	0.180	-
Dividend Growth	-	-	-	-38.89%	-	-
Operating Margin	43.34%	29.33%	-	57.90%	62.08%	54.53%
Profit Margin	31.11%	20.88%	-	46.13%	48.82%	42.10%
Free Cash Flow Margin	47.05%	109.86%	-	-213.99%	-255.76%	-199.90%
Effective Tax Rate	24.84%	22.06%	-	16.78%	18.26%	17.92%
Revenue as Reported	2,704	1,955	2,169	2,439	1,782	1,363

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.