SGF Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	358.42	455.45	531.42	478.08	387.68	374.03
Total Interest Expense	34.16	70.58	76.61	55.83	43.39	33.69
Net Interest Income	324.26	384.87	454.81	422.25	344.29	340.33
Commissions and Fees	11.6	10.67	22.49	23.76	20.23	13.37
Other Revenue	16.83	8.09	16.84	14.31	6.24	11.52
Revenue Before Loan Losses	352.69	403.63	494.15	460.33	370.76	365.23
Provision for Loan Losses	261.51	344.36	266.04	183.59	112.43	128.32
Revenue	91.19	59.27	228.11	276.74	258.33	236.9
Revenue Growth (YoY)	-7.73%	-74.02%	-17.57%	7.12%	9.04%	-9.93%
Salaries & Employee Benefits	110.89	110.89	111.36	115.78	105.48	106.9
Cost of Services Provided	63.83	82.82	108.79	93.3	64.12	61.99
Other Operating Expenses	17.98	17.98	17.5	-	15.96	9.97
Total Operating Expenses	206.98	225.97	251.55	222.96	201.37	196.13
Operating Income	-115.79	-166.7	-23.44	53.78	56.96	40.77
EBT Excluding Unusual Items	-115.79	-166.7	-23.44	38.25	56.96	40.77
Pretax Income	-115.79	-166.7	-23.44	38.25	56.96	40.77
Income Tax Expense	61.51	4.15	7.88	-3.01	-	-
Net Income	-177.3	-170.85	-31.32	41.27	56.96	40.77
Net Income to Common	-177.3	-170.85	-31.32	41.27	56.96	40.77
Net Income Growth	-	-	-	-27.55%	39.69%	-26.70%
Shares Outstanding (Basic)	1,310	1,310	1,310	1,310	1,310	1,310
Shares Outstanding (Diluted)	1,310	1,310	1,310	1,310	1,310	1,310
Shares Change (YoY)	0.02%	-	-	-	-	-
EPS (Basic)	-0.14	-0.13	-0.02	0.03	0.04	0.03
EPS (Diluted)	-0.14	-0.13	-0.02	0.03	0.04	0.03
EPS Growth	-	-	-	-27.55%	39.69%	-26.70%
Free Cash Flow	439.84	531.97	-89.92	-354.43	-263.44	84.84
Free Cash Flow Per Share	0.34	0.41	-0.07	-0.27	-0.20	0.07
Operating Margin	-126.98%	-281.26%	-10.28%	19.43%	22.05%	17.21%
Profit Margin	-194.44%	-288.26%	-13.73%	14.91%	22.05%	17.21%
Free Cash Flow Margin	482.36%	897.53%	-39.42%	-128.08%	-101.98%	35.81%
Revenue as Reported	386.85	474.21	570.76	516.16	414.15	398.92

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.