SGF Capital PCL (BKK:SGF)

SGF Capital PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	339.04	455.45	531.42	478.08	387.68
Total Interest Expense	31.94	70.58	76.61	55.83	43.39
Net Interest Income	307.1	384.87	454.81	422.25	344.29
Commissions and Fees	11.86	10.67	22.49	23.76	20.23
Other Revenue	16.58	8.09	16.84	14.31	6.24
Revenue Before Loan Losses	335.54	403.63	494.15	460.33	370.76
Provision for Loan Losses	249.32	344.36	266.04	183.59	112.43
Revenue	86.21	59.27	228.11	276.74	258.33
Revenue Growth (YoY)	45.46%	-74.02%	-17.57%	7.12%	9.04%
Salaries & Employee Benefits	92.52	110.89	111.36	115.78	105.48
Cost of Services Provided	76.66	82.82	108.79	93.3	64.12
Other Operating Expenses	10.11	17.98	17.5	-	15.96
Total Operating Expenses	190.38	225.97	251.55	222.96	201.37
Operating Income	-104.17	-166.7	-23.44	53.78	56.96
EBT Excluding Unusual Items	-104.17	-166.7	-23.44	38.25	56.96
Pretax Income	-104.17	-166.7	-23.44	38.25	56.96
Income Tax Expense	60.4	4.15	7.88	-3.01	-
Net Income	-164.57	-170.85	-31.32	41.27	56.96
Net Income to Common	-164.57	-170.85	-31.32	41.27	56.96
Net Income Growth	-	-	-	-27.55%	39.69%
Shares Outstanding (Basic)	1,310	1,310	1,310	1,310	1,310
Shares Outstanding (Diluted)	1,310	1,310	1,310	1,310	1,310
EPS (Basic)	-0.13	-0.13	-0.02	0.03	0.04
EPS (Diluted)	-0.13	-0.13	-0.02	0.03	0.04
EPS Growth	-	-	-	-27.55%	39.69%
Free Cash Flow	425.39	531.97	-89.92	-354.43	-263.44
Free Cash Flow Per Share	0.33	0.41	-0.07	-0.27	-0.20
Operating Margin	-120.83%	-281.26%	-10.28%	19.43%	22.05%
Profit Margin	-190.88%	-288.26%	-13.73%	14.91%	22.05%
Free Cash Flow Margin	493.40%	897.53%	-39.42%	-128.08%	-101.98%
Revenue as Reported	367.48	474.21	570.76	516.16	414.15

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.