BKK:SMFG19 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2024	FY 2023	FY	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Interest Income	1,342,454	2,514,434	1,890,763	1,755,070	1,443,938	1,383,125
Net Interest Income Growth	-43.36%	32.98%	7.73%	21.55%	4.40%	5.08%
Non-Interest Income	851,888	1,500,588	2,211,291	2,122,049	1,682,684	1,818,833
Non-Interest Income Growth	-42.10%	-32.14%	4.21%	26.11%	-7.49%	28.85%
Revenues Before Loan Losses	4,006,272	4,015,022	4,102,054	3,877,119	3,126,622	3,201,958
Provision for Credit Losses	189,016	411,278	205,096	148,464	279,978	282,486
Revenue	3,817,256	3,603,744	3,896,958	3,728,655	2,846,644	2,919,472
Revenue Growth (YoY)	27.89%	-7.52%	4.51%	30.98%	-2.50%	18.30%
Selling, General & Admin	2,547,988	2,421,732	2,229,701	1,965,417	1,801,621	1,679,115
Other Non-Interest Expenses	523,238	495,587	461,018	498,602	368,559	283,879
Total Non-Interest Expense	3,071,226	2,917,319	2,690,719	2,464,019	2,170,180	1,962,994
Pretax Income	1,050,800	654,246	1,207,789	1,261,876	676,464	956,478
Provision for Income Taxes	138,701	137,802	312,039	326,027	161,389	251,402
Net Income	885,569	478,132	873,346	911,831	499,573	687,483
Minority Interest in Earnings	6,490	6,676	8,641	12,708	4,771	4,471
Net Income Attributable to Preferred Dividends	20,041	31,636	13,763	11,310	10,731	13,122
Net Income to Common	885,569	478,132	873,346	911,831	499,573	687,483
Net Income Growth	-	-45.25%	-4.22%	82.52%	-27.33%	243.65%
Shares Outstanding (Basic)	7,584	6,511	6,645	6,824	2,285	2,284
Shares Outstanding (Diluted)	7,586	6,513	6,647	6,826	2,285	2,284
Shares Change (YoY)	17.08%	-2.02%	-2.62%	198.80%	0.04%	-0.36%
EPS (Basic)	116.77	73.44	131.42	133.63	218.59	301.04
EPS (Diluted)	116.74	73.42	131.39	133.58	218.59	300.89
EPS Growth	-39.67%	-44.12%	-1.64%	-38.89%	-27.35%	244.93%
Free Cash Flow	189,016	2,967,629	916,920	-5,327,895	5,019,826	18,210,717
Free Cash Flow Growth	-93.63%	223.65%	-	-	-72.44%	106.96%
Free Cash Flow Per Share	-	-	-	-780.51	2197.28	7974.25
Dividends Per Share	140.000	122.000	90.000	80.000	70.000	63.333
Dividend Growth	14.75%	35.56%	12.50%	14.29%	10.53%	-
Profit Margin	25.53%	14.20%	23.09%	25.03%	18.02%	24.11%
FCF Margin	9.43%	81.61%	23.64%	-142.50%	175.67%	622.62%
EBITDA	-	336,904	338,521	322,337	321,205	310,100
EBITDA Margin	-	9.27%	8.73%	8.62%	11.24%	10.60%
Effective Tax Rate	21.32%	21.06%	25.84%	25.84%	23.86%	26.28%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.