Ngernturbo PCL (BKK:TURBO)

Ngernturbo PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Interest and Dividend Income	2,681	2,595	2,025	1,310
Total Interest Expense	446.67	451.44	319.94	185.97
Net Interest Income	2,234	2,144	1,705	1,124
Commissions and Fees	76.14	85.28	110.15	268.08
Other Revenue	330.38	352.2	294.89	200.23
Revenue Before Loan Losses	2,641	2,581	2,110	1,592
Provision for Loan Losses	733.95	762.45	503.5	170.76
Revenue	1,907	1,819	1,607	1,421
Revenue Growth (YoY)	34.14%	13.19%	13.04%	-
Cost of Services Provided	1,520	1,659	1,452	990.22
Other Operating Expenses	-0.41	-0.53	-0.52	8.02
Total Operating Expenses	1,520	1,658	1,451	998.24
Operating Income	387.24	160.53	155.69	423.19
Pretax Income	387.24	160.53	155.69	423.19
Income Tax Expense	70.89	18.97	24.02	84.82
Net Income	316.34	141.56	131.66	338.37
Net Income to Common	316.34	141.56	131.66	338.37
Net Income Growth	-6.51%	7.52%	-61.09%	-
Shares Outstanding (Basic)	2,222	2,222	2,222	2,007
Shares Outstanding (Diluted)	2,222	2,222	2,222	2,007
Shares Change (YoY)	10.71%	-	10.71%	-
EPS (Basic)	0.14	0.06	0.06	0.17
EPS (Diluted)	0.14	0.06	0.06	0.17
EPS Growth	-15.55%	7.52%	-64.85%	-
Free Cash Flow	612.58	-376.57	-2,836	-2,027
Free Cash Flow Per Share	0.28	-0.17	-1.28	-1.01
Dividend Per Share	-	-	-	2.970
Operating Margin	20.31%	8.83%	9.69%	29.77%
Profit Margin	16.59%	7.78%	8.19%	23.80%
Free Cash Flow Margin	32.13%	-20.70%	-176.52%	-142.61%
Effective Tax Rate	18.31%	11.82%	15.43%	20.04%
Revenue as Reported	3,088	3,033	2,431	1,779

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.