Ngernturbo PCL Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Income	415.33	141.56	131.66	338.37
Depreciation & Amortization	262.48	323.14	298.65	228.33
Other Amortization	49.32	27.59	20.68	9.94
Asset Writedown & Restructuring Costs	15.22	15.22	-	-
Provision for Credit Losses	645.32	762.45	503.5	170.76
Change in Other Net Operating Assets	-225.14	-1,474	-3,309	-2,487
Other Operating Activities	7.84	-118.69	-149.47	-92.14
Operating Cash Flow	1,171	-327.41	-2,476	-1,821
Capital Expenditures	-8.5	-49.16	-360.68	-206.23
Sale of Property, Plant & Equipment	-0.21	0.25	0.82	0.7
Sale (Purchase) of Intangibles	-11.93	-10.52	-70.82	-61.48
Other Investing Activities	-	-	-	1.01
Investing Cash Flow	-20.64	-59.44	-430.67	-265.99
Short-Term Debt Issued	-	535	650	675.69
Long-Term Debt Issued	-	4,067	4,757	3,174
Total Debt Issued	3,402	4,602	5,407	3,849
Short-Term Debt Repaid	-	-985	-250	-719.88
Long-Term Debt Repaid	-	-3,239	-2,179	-1,936
Total Debt Repaid	-4,647	-4,224	-2,429	-2,656
Net Debt Issued (Repaid)	-1,244	378.1	2,977	1,194
Issuance of Common Stock	660.98	-	-	1,300
Common Dividends Paid	-0.01	-0	-	-297
Other Financing Activities	-5.89	-7.99	-3.97	-16.65
Financing Cash Flow	-589.33	370.1	2,974	2,180
Net Cash Flow	561.45	-16.74	67.27	93.32
Free Cash Flow	1,163	-376.57	-2,836	-2,027
Free Cash Flow Margin	58.24%	-20.70%	-176.52%	-142.61%
Free Cash Flow Per Share	0.52	-0.17	-1.28	-1.01
Cash Interest Paid	434	449.8	323.2	224.76
Cash Income Tax Paid	81.69	58.23	90.09	84.89

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.