Banco BBVA Argentina Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	249,991	464,684	358,311	183,153	18,308
Depreciation & Amortization	89,672	79,885	52,596	29,931	10,378
Other Amortization	21,431	24,843	8,117	2,049	421.24
Gain (Loss) on Sale of Assets	35.29	-	1,736	2,192	73.43
Gain (Loss) on Sale of Investments	-	-	-	-13,667	30,073
Provision for Credit Losses	805,084	286,322	166,331	60,663	-
Change in Trading Asset Securities	-340,309	185,748	-654,012	-104,480	54,989
Change in Other Net Operating Assets	-8,473,443	-10,405,324	-7,651,234	-2,731,435	-107,827
Other Operating Activities	496,819	2,559,074	1,067,348	472,230	241,311
Operating Cash Flow	-7,150,721	-6,804,768	-6,650,807	-2,099,364	247,726
Capital Expenditures	-216,834	-216,430	-91,783	-51,102	-15,667
Cash Acquisitions	-25,543	-	-	-	-
Other Investing Activities	1,806	2,802	-1,844	-33,454	4,662
Investing Cash Flow	-240,570	-213,628	-93,628	-84,556	-11,005
Long-Term Debt Issued	770,294	264,709	30,822	-	-
Long-Term Debt Repaid	-16,429	-31,316	-89,647	-20,188	-4,895
Net Debt Issued (Repaid)	753,865	233,393	-58,825	-20,188	-4,895
Common Dividends Paid	-17,004	-119,195	-606.1	-8,025	-
Net Increase (Decrease) in Deposit Accounts	8,150,546	10,211,467	7,960,632	2,451,424	-29,308
Other Financing Activities	203,006	49,437	1,817	1,749	-161.95
Financing Cash Flow	9,090,413	10,375,101	7,903,018	2,424,960	-34,365
Foreign Exchange Rate Adjustments	341,691	-712,796	1,247,476	3,775	-44,869
Net Cash Flow	1,037,563	440,640	479,684	-401,796	-21,845
Free Cash Flow	-7,367,554	-7,021,198	-6,742,591	-2,150,466	232,059
Free Cash Flow Margin	-234.71%	-150.47%	-155.97%	-166.64%	78.46%
Free Cash Flow Per Share	-12024.54	-11459.25	-11004.54	-3509.76	378.74
Cash Interest Paid	-	-	-	-	172,872
Cash Income Tax Paid	20,787	361,728	15,378	5,061	7,317

Source: S&P Global Market Intelligence. Banks template. Financial Sources.