State Bank of India Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	5,073,342	4,909,378	4,391,885	3,508,446	2,899,727	2,781,155
Interest Paid on Deposits	3,132,784	3,009,433	2,597,360	1,899,808	1,561,943	1,560,102
Net Interest Income	1,980,775	1,899,944	1,794,525	1,608,638	1,337,783	1,221,053
Net Interest Income Growth (YoY)	5.91%	5.88%	11.56%	20.25%	9.56%	12.30%
Gain (Loss) on Sale of Assets	-162.29	-162.29	-252.05	-290.32	-164.05	-283.36
Gain (Loss) on Sale of Investments	174,590	174,590	137,829	2,355	59,299	74,993
Other Non-Interest Income	1,716,196	1,472,808	1,333,649	1,155,267	1,058,172	958,361
Total Non-Interest Income	1,967,444	1,724,055	1,553,864	1,225,336	1,170,004	1,072,224
Non-Interest Income Growth (YoY)	20.21%	10.95%	26.81%	4.73%	9.12%	9.23%
Revenues Before Loan Losses	3,948,218	3,624,000	3,348,389	2,833,973	2,507,787	2,293,277
Provision for Loan Losses	247,684	194,612	77,050	181,843	266,767	546,184
Revenue	3,700,534	3,429,388	3,271,339	2,652,130	2,241,021	1,747,093
Revenue Growth (YoY)	9.88%	4.83%	23.35%	18.34%	28.27%	16.50%
Salaries and Employee Benefits	744,485	703,957	836,712	619,209	614,451	543,308
Occupancy Expenses	123,376	123,376	118,441	111,043	106,181	103,847
Selling, General & Administrative	68,222	68,222	62,512	58,105	48,592	42,335
Other Non-Interest Expense	1,646,224	1,470,180	1,341,274	1,109,789	974,410	814,806
Total Non-Interest Expense	2,566,421	2,350,680	2,344,887	1,886,230	1,735,364	1,508,215
EBT Excluding Unusual Items	1,134,113	1,078,708	926,452	765,900	505,656	238,878
Pretax Income	1,164,379	1,078,708	926,452	765,900	505,656	238,878
Income Tax Expense	299,007	273,481	231,018	188,401	133,825	-
Earnings From Continuing Operations	865,371	805,226	695,434	577,499	371,832	238,878
Minority Interest in Earnings	-32,808	-29,613	-24,587	-21,017	-18,093	-14,824
Net Income	832,564	775,613	670,847	556,482	353,739	224,055
Net Income to Common	832,564	775,613	670,847	556,482	353,739	224,055
Net Income Growth	12.23%	15.62%	20.55%	57.31%	57.88%	13.34%
Basic Shares Outstanding	9,062	8,925	8,925	8,925	8,925	8,925
Diluted Shares Outstanding	9,062	8,925	8,925	8,925	8,925	8,925
Shares Change (YoY)	1.54%	-	-	-	-	-
EPS (Basic)	91.88	86.91	75.17	62.35	39.64	25.11
EPS (Diluted)	91.88	86.91	75.17	62.35	39.64	25.11
EPS Growth	10.52%	15.62%	20.56%	57.30%	57.88%	13.34%
Dividend Per Share	-	15.900	13.700	11.300	7.100	4.000
Dividend Growth	-	16.06%	21.24%	59.16%	77.50%	-
Effective Tax Rate	25.68%	25.35%	24.94%	24.60%	26.46%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.