Banas Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	0.3	5.77	3.69	-	-	-
Total Interest Expense	1.23	0.39	0.87	0.94	1.09	2.53
Net Interest Income	-0.93	5.39	2.82	-0.94	-1.09	-2.53
Gain (Loss) on Sale of Investments	17.21	-	63.07	-	30.22	0.18
Other Revenue	409.62	429.05	669.33	202.41	975.71	144.25
Revenue Before Loan Losses	425.9	434.44	735.22	201.47	1,005	141.89
Provision for Loan Losses	230.81	201.44	47.94	19.9	-2.41	30.66
Revenue	195.09	233	687.28	181.57	1,007	111.24
Revenue Growth (YoY)	-70.45%	-66.10%	278.52%	-81.97%	805.51%	136.50%
Salaries & Employee Benefits	29.33	22.53	10.93	12.47	3.47	2.97
Cost of Services Provided	338.07	377.13	330.01	187.97	87.1	7.43
Other Operating Expenses	54.44	207.75	10.01	978.02	0.26	3.06
Total Operating Expenses	421.96	607.48	350.96	1,178	90.86	13.48
Operating Income	-226.86	-374.48	336.33	-996.9	916.4	97.76
Earnings From Equity Investments	59.88	62.71	21.46	11.81	-1.88	4.42
Currency Exchange Gain (Loss)	-	-	-	-	-	0.21
EBT Excluding Unusual Items	-166.99	-311.77	357.78	-985.09	914.52	102.45
Gain (Loss) on Sale of Investments	-184.17	-	-	-	-	-2.57
Pretax Income	-351.15	-311.77	357.78	-985.09	914.52	99.88
Income Tax Expense	-116.06	-116.07	313.84	-449.29	222.74	-16.71
Net Income	-235.1	-195.7	43.95	-535.8	691.78	116.59
Net Income to Common	-235.1	-195.7	43.95	-535.8	691.78	116.59
Net Income Growth	-	-	-	-	493.34%	875.46%
Shares Outstanding (Basic)	88	90	48	48	26	26
Shares Outstanding (Diluted)	88	90	48	48	26	26
Shares Change (YoY)	11.12%	86.44%	-	87.32%	-	-
EPS (Basic)	-2.67	-2.18	0.91	-11.15	26.97	4.55
EPS (Diluted)	-2.67	-2.18	0.91	-11.15	26.97	4.55
EPS Growth	-	-	-	-	493.31%	867.17%
Free Cash Flow	-	-2.74	-55.09	-8.29	196.91	90.22
Free Cash Flow Per Share	-	-0.03	-1.15	-0.17	7.68	3.52
Operating Margin	-116.29%	-160.72%	48.94%	-549.04%	90.98%	87.89%
Profit Margin	-120.50%	-83.99%	6.39%	-295.09%	68.68%	104.81%
Free Cash Flow Margin	-	-1.18%	-8.02%	-4.57%	19.55%	81.11%
Effective Tax Rate	-	-	87.72%	-	24.36%	-
Revenue as Reported	427.13	434.83	736.44	208.81	1,009	144.7

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.