Shriram Finance Limited (BOM: 511218)

Shriram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	379,729	346,999	292,124	186,463	171,281	162,677
Total Interest Expense	168,917	155,218	129,313	97,343	90,543	82,703
Net Interest Income	210,812	191,781	162,811	89,120	80,739	79,974
Commissions and Fees	5,870	5,422	2,666	1,001	1,159	1,950
Gain (Loss) on Sale of Investments	1,448	1,448	3,974	2,368	228.7	178
Other Revenue	3,566	5,285	2,631	2,218	739.4	76.4
Revenue Before Loan Losses	221,696	203,936	172,081	94,707	82,866	82,178
Provision for Loan Losses	46,963	42,809	38,347	33,727	31,283	-
Revenue	174,733	161,127	133,734	60,980	51,583	82,178
Revenue Growth (YoY)	18.53%	20.48%	119.31%	18.22%	-37.23%	47.69%
Salaries & Employee Benefits	36,658	34,715	26,364	9,971	9,063	10,108
Cost of Services Provided	9,695	9,097	6,586	2,579	2,104	1,883
Other Operating Expenses	13,950	11,504	12,372	11,618	6,355	34,460
Total Operating Expenses	66,616	61,192	51,329	25,521	18,895	47,861
Operating Income	108,117	99,935	82,406	35,459	32,688	34,317
Earnings From Equity Investments	87.2	77.8	85.6	131.7	115.7	104.3
EBT Excluding Unusual Items	108,341	100,150	82,649	35,631	32,858	34,479
Gain (Loss) on Sale of Investments	-356.7	-356.7	-46.4	20	42.2	-
Pretax Income	107,871	99,680	82,223	35,624	32,896	34,491
Income Tax Expense	27,617	25,691	22,023	8,413	7,908	9,368
Earnings From Continuing Ops.	80,254	73,989	60,200	27,211	24,988	25,123
Minority Interest in Earnings	-405.4	-325.1	-89.9	-	-	-
Net Income	80,382	73,664	60,110	27,211	24,988	25,123
Net Income to Common	80,382	73,664	60,110	27,211	24,988	25,123
Net Income Growth	22.25%	22.55%	120.90%	8.89%	-0.53%	-2.46%
Shares Outstanding (Basic)	376	375	374	266	246	227
Shares Outstanding (Diluted)	376	376	376	266	246	227
Shares Change (YoY)	-0.03%	0.08%	41.28%	8.08%	8.55%	-
EPS (Basic)	213.94	196.33	160.55	102.22	101.45	110.72
EPS (Diluted)	213.50	195.69	159.83	102.22	101.44	110.72
EPS Growth	22.28%	22.44%	56.36%	0.77%	-8.38%	-2.46%
Free Cash Flow	-349,786	-312,868	-177,482	-88,948	-42,646	-25,214
Free Cash Flow Per Share	-929.12	-831.21	-471.90	-334.14	-173.15	-111.12
Dividend Per Share	47.000	45.000	35.000	20.000	18.000	5.000
Dividend Growth	-	28.57%	75.00%	11.11%	260.00%	-58.33%
Operating Margin	61.88%	62.02%	61.62%	58.15%	63.37%	41.76%
Profit Margin	46.00%	45.72%	44.95%	44.62%	48.44%	30.57%
Free Cash Flow Margin	-200.18%	-194.17%	-132.71%	-145.86%	-82.67%	-30.68%
Effective Tax Rate	25.60%	25.77%	26.78%	23.62%	24.04%	27.16%
Revenue as Reported	395,343	364,130	305,084	192,742	174,364	165,758

Source: S&P Capital IQ. Financial Services template. Financial Sources.