Capital Trust Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	450.87	609.51	337.75	410.04	789.11	916.61
Total Interest Expense	156.4	172.49	93.83	198.83	303.17	316.36
Net Interest Income	294.47	437.03	243.92	211.21	485.94	600.25
Commissions and Fees	140.1	242.34	243.5	262.96	73.41	42.8
Other Revenue	77.9	101.01	204.28	193.13	192.47	179.58
Revenue Before Loan Losses	512.47	780.38	691.7	667.31	751.81	822.62
Provision for Loan Losses	191.83	20.51	0.93	481.05	198.63	352.7
Revenue	320.64	759.87	690.77	186.25	553.18	469.92
Revenue Growth (YoY)	-57.78%	10.00%	270.88%	-66.33%	17.72%	-52.83%
Salaries & Employee Benefits	334.89	409.65	367.18	377.48	384.13	393.44
Cost of Services Provided	51.52	50.44	53.63	83.19	57.93	65.19
Other Operating Expenses	275.45	286.06	247	337.27	251.98	149.8
Total Operating Expenses	666.67	750.78	672.04	802.51	699.01	768.01
Operating Income	-346.03	9.1	18.73	-616.26	-145.83	-298.09
EBT Excluding Unusual Items	-344.67	10.46	20.65	-613.61	-145.38	-296.92
Other Unusual Items	5.77	5.77	8.35	-	4.4	-
Pretax Income	-338.92	16.21	28.81	-613.27	-141.73	-293.78
Income Tax Expense	-78.3	5.1	7.35	-156.85	-33.52	-57.53
Net Income	-260.62	11.11	21.46	-456.41	-108.21	-236.25
Net Income to Common	-260.62	11.11	21.46	-456.41	-108.21	-236.25
Net Income Growth	-	-48.24%	-	-	-	-
Shares Outstanding (Basic)	17	17	16	16	16	16
Shares Outstanding (Diluted)	17	17	16	16	16	16
Shares Change (YoY)	2.52%	2.58%	-	-	-	-
EPS (Basic)	-15.50	0.67	1.32	-28.14	-6.67	-14.57
EPS (Diluted)	-15.50	0.67	1.32	-28.14	-6.67	-14.57
EPS Growth	-	-49.41%	-	-	-	-
Free Cash Flow	197.5	-200.42	196.03	741.05	155.27	176.44
Free Cash Flow Per Share	11.75	-12.05	12.09	45.70	9.57	10.88
Operating Margin	-107.92%	1.20%	2.71%	-330.87%	-26.36%	-63.43%
Profit Margin	-81.28%	1.46%	3.11%	-245.05%	-19.56%	-50.27%
Free Cash Flow Margin	61.60%	-26.38%	28.38%	397.88%	28.07%	37.55%
Effective Tax Rate	-	31.46%	25.51%	-	-	-
Revenue as Reported	676	960	795.83	869.14	1,060	1,146

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.