Mansi Finance (Chennai) Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	121.4	118.89	71.67	64.32	53.32	65.35
Total Interest Expense	18.64	22.57	31.38	27.59	29.91	32.46
Net Interest Income	102.77	96.32	40.29	36.73	23.41	32.88
Other Revenue	1.03	1.03	0.01	0.02	1.3	1.43
Revenue Before Loan Losses	103.8	97.36	40.3	36.76	24.71	34.31
Provision for Loan Losses	41.06	50.52	1.74	0.18	2.2	-0.21
Revenue	62.74	46.84	38.57	36.57	22.52	34.52
Revenue Growth (YoY)	21.25%	21.45%	5.45%	62.43%	-34.77%	-7.48%
Salaries & Employee Benefits	5.89	5.93	7.09	6.18	6.12	6.66
Cost of Services Provided	7.39	7.39	6.9	6.57	7.26	6.69
Other Operating Expenses	-3.22	-3.79	-3.82	-2.27	-2.93	-4.66
Total Operating Expenses	10.66	10.2	10.94	11.47	11.89	10.83
Operating Income	52.08	36.64	27.63	25.1	10.63	23.69
EBT Excluding Unusual Items	52.08	36.64	27.63	25.1	10.63	23.69
Pretax Income	52.08	36.64	27.63	26.75	10.63	23.69
Income Tax Expense	9.61	6.85	6.94	6.77	4.13	6.2
Net Income	42.47	29.79	20.69	19.98	6.5	17.49
Net Income to Common	42.47	29.79	20.69	19.98	6.5	17.49
Net Income Growth	66.52%	43.95%	3.58%	207.37%	-62.83%	-15.03%
Shares Outstanding (Basic)	4	4	4	4	4	4
Shares Outstanding (Diluted)	4	4	4	4	4	4
Shares Change (YoY)	-0.03%	-	-	-	-0.00%	0.00%
EPS (Basic)	12.02	8.43	5.85	5.65	1.84	4.95
EPS (Diluted)	12.02	8.43	5.85	5.65	1.84	4.95
EPS Growth	66.67%	44.05%	3.54%	207.26%	-62.83%	-14.99%
Free Cash Flow	-	110.68	7.15	-29.62	35.84	80.6
Free Cash Flow Per Share	-	31.31	2.02	-8.38	10.14	22.80
Operating Margin	83.01%	78.23%	71.65%	68.64%	47.19%	68.64%
Profit Margin	67.69%	63.59%	53.66%	54.63%	28.87%	50.67%
Free Cash Flow Margin	-	236.29%	18.54%	-80.98%	159.18%	233.50%
Effective Tax Rate	18.45%	18.70%	25.11%	25.30%	38.82%	26.18%
Revenue as Reported	136.05	131.39	80.63	69.61	58.74	76.07

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.