Muthoot Capital Services Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	5,654	4,478	3,688	4,059	3,862	4,847
Total Interest Expense	3,053	2,236	1,676	1,481	1,499	1,871
Net Interest Income	2,601	2,243	2,013	2,578	2,363	2,977
Commissions and Fees	264.82	241.86	272.54	330.92	235.3	189
Other Revenue	92.12	10.57	13.61	6.42	8.9	11.6
Revenue Before Loan Losses	2,958	2,495	2,299	2,915	2,607	3,177
Provision for Loan Losses	543.27	25.59	-130.25	-210.49	3,128	793.7
Revenue	2,415	2,469	2,429	3,126	-521.1	2,384
Revenue Growth (YoY)	-3.16%	1.67%	-22.29%	-	-	-24.07%
Salaries & Employee Benefits	1,124	951.09	799.71	744.41	696.6	692.8
Cost of Services Provided	26.31	26.31	12.49	53.33	56.06	50.5
Other Operating Expenses	895.08	675.94	717.96	1,233	873.64	932.4
Total Operating Expenses	2,102	1,701	1,539	2,038	1,636	1,689
Operating Income	312.78	768.35	890.18	1,088	-2,157	695
EBT Excluding Unusual Items	312.78	768.35	890.18	1,088	-2,157	695
Other Unusual Items	-19.77	-19.77	911.47	-	-	-
Pretax Income	148.41	603.98	1,643	1,088	-2,157	695
Income Tax Expense	26.15	146.52	416.81	301.18	-537.6	180.4
Net Income	122.26	457.46	1,227	786.8	-1,619	514.6
Net Income to Common	122.26	457.46	1,227	786.8	-1,619	514.6
Net Income Growth	-76.03%	-62.70%	55.90%	-	-	-14.91%
Shares Outstanding (Basic)	16	16	16	16	16	16
Shares Outstanding (Diluted)	16	16	16	16	16	16
Shares Change (YoY)	0.02%	-	-	0.29%	-	-
EPS (Basic)	7.43	27.81	74.57	47.84	-98.74	31.38
EPS (Diluted)	7.43	27.81	74.57	47.84	-98.74	31.29
EPS Growth	-76.05%	-62.71%	55.90%	-	-	-14.90%
Free Cash Flow	-	-11,005	-79.88	-470	731.7	6,692
Free Cash Flow Per Share	-	-669.09	-4.86	-28.57	44.62	408.06
Operating Margin	12.95%	31.11%	36.65%	34.81%	-	29.16%
Profit Margin	5.06%	18.52%	50.50%	25.17%	-	21.59%
Free Cash Flow Margin	-	-445.66%	-3.29%	-15.04%	-	280.74%
Effective Tax Rate	17.62%	24.26%	25.36%	27.68%	-	25.96%
Revenue as Reported	6,042	4,765	4,014	4,430	4,113	5,050

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.