BOM:530265 Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	168.91	166.71	152.49	180.25	156.2	207.86
Total Interest Expense	94.27	93.77	100.06	149.62	176.73	168.99
Net Interest Income	74.64	72.94	52.43	30.63	-20.53	38.88
Gain (Loss) on Sale of Investments	-	-	0.01	0.03	0	-
Revenue Before Loan Losses	74.64	72.94	52.44	30.65	-20.52	38.88
Provision for Loan Losses	4.02	-2.48	14.13	-78.26	62.16	83.45
Revenue	70.62	75.42	38.31	108.92	-82.68	-44.58
Revenue Growth (YoY)	104.17%	96.86%	-64.83%	-	-	-
Salaries & Employee Benefits	10.6	10.74	9.34	7.2	7.02	6.23
Cost of Services Provided	-0.09	-0.09	-0.09	0.13	0.1	0.13
Other Operating Expenses	4.26	3.02	3.04	80.34	4.23	4.98
Total Operating Expenses	14.77	13.66	12.29	87.68	11.34	11.38
Operating Income	55.85	61.76	26.02	21.24	-94.02	-55.96
EBT Excluding Unusual Items	56.42	62.33	26.79	23.38	-92.2	-53.49
Pretax Income	56.42	62.33	26.79	23.38	-92.2	-15.68
Income Tax Expense	-1.07	0.57	6.74	24.26	-10.95	-6.13
Net Income	57.49	61.76	20.05	-0.88	-81.25	-9.55
Net Income to Common	57.49	61.76	20.05	-0.88	-81.25	-9.55
Net Income Growth	161.78%	208.10%	-	-	-	-
Shares Outstanding (Basic)	11	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11	11
Shares Change (YoY)	-0.24%	-	-	-	-	-
EPS (Basic)	5.29	5.68	1.84	-0.08	-7.47	-0.88
EPS (Diluted)	5.29	5.68	1.84	-0.08	-7.47	-0.88
EPS Growth	162.40%	208.10%	-	-	-	-
Free Cash Flow	-253.4	168.16	13.8	1,135	-463.81	117.64
Free Cash Flow Per Share	-23.31	15.46	1.27	104.31	-42.63	10.81
Operating Margin	79.08%	81.88%	67.93%	19.50%	-	-
Profit Margin	81.40%	81.89%	52.33%	-0.80%	-	-
Free Cash Flow Margin	-358.83%	222.96%	36.03%	1041.96%	-	-
Effective Tax Rate	-	0.91%	25.16%	103.74%	-	-
Revenue as Reported	169.48	167.28	153.26	182.42	158.03	248.25

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.