Optimus Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	21.42	23.63	16.27	12.57	10.94	10.5
Total Interest Expense	28.87	23.27	12.92	13.64	12.11	3.5
Net Interest Income	-7.45	0.36	3.35	-1.07	-1.17	7
Gain (Loss) on Sale of Investments	-	-	-	-	0.03	-
Other Revenue	1,737	1,571	1,097	997.51	695.59	528.44
Revenue Before Loan Losses	1,729	1,571	1,101	996.44	694.45	535.45
Revenue	1,729	1,571	1,101	996.44	694.45	535.45
Revenue Growth (YoY)	15.68%	42.74%	10.45%	43.49%	29.70%	67.94%
Salaries & Employee Benefits	87.28	74.37	45.74	45.92	41.66	46.22
Cost of Services Provided	1,454	1,308	923.73	821.55	558.31	394.46
Other Operating Expenses	69.08	68.44	21.83	29.79	31.87	42.25
Total Operating Expenses	1,630	1,468	1,005	909.95	644.23	495.52
Operating Income	99.12	103.23	95.69	86.49	50.21	39.92
Currency Exchange Gain (Loss)	5.12	5.12	-4.39	-6.19	0.32	-
EBT Excluding Unusual Items	104.24	108.35	91.3	80.3	50.53	39.92
Pretax Income	106.2	110.3	91.81	80.1	51.04	39.92
Income Tax Expense	11.35	14.3	9.57	6.19	4.77	4.34
Earnings From Continuing Ops.	94.84	96.01	82.23	73.91	46.27	35.58
Minority Interest in Earnings	-38.85	-37.92	-29.68	-28.65	-19.84	-15.51
Net Income	55.99	58.09	52.55	45.26	26.43	20.07
Net Income to Common	55.99	58.09	52.55	45.26	26.43	20.07
Net Income Growth	-12.29%	10.54%	16.11%	71.26%	31.66%	25.42%
Shares Outstanding (Basic)	75	75	75	60	56	56
Shares Outstanding (Diluted)	75	75	75	60	56	56
Shares Change (YoY)	0.22%	-	24.34%	7.85%	-	-
EPS (Basic)	0.75	0.78	0.70	0.75	0.47	0.36
EPS (Diluted)	0.75	0.78	0.70	0.75	0.47	0.36
EPS Growth	-12.46%	11.05%	-7.04%	58.86%	31.67%	25.44%
Free Cash Flow	-	-155	-104.14	-21.27	-9.85	26.22
Free Cash Flow Per Share	-	-2.07	-1.39	-0.35	-0.18	0.47
Operating Margin	5.73%	6.57%	8.69%	8.68%	7.23%	7.46%
Profit Margin	3.24%	3.70%	4.78%	4.54%	3.81%	3.75%
Free Cash Flow Margin	-	-9.87%	-9.46%	-2.14%	-1.42%	4.90%
Effective Tax Rate	10.69%	12.96%	10.43%	7.73%	9.35%	10.87%
Revenue as Reported	1,773	1,602	1,142	1,018	714.77	540.23

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.