Optimus Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	22.35	23.63	16.27	12.57	10.94	10.5
Total Interest Expense	27.65	23.27	12.92	13.64	12.11	3.5
Net Interest Income	-5.3	0.36	3.35	-1.07	-1.17	7
Gain (Loss) on Sale of Investments	-	-	-	-	0.03	-
Other Revenue	1,680	1,571	1,097	997.51	695.59	528.44
Revenue Before Loan Losses	1,675	1,571	1,101	996.44	694.45	535.45
Revenue	1,675	1,571	1,101	996.44	694.45	535.45
Revenue Growth (YoY)	20.62%	42.74%	10.45%	43.49%	29.70%	67.94%
Salaries & Employee Benefits	85.85	74.37	45.74	45.92	41.66	46.22
Cost of Services Provided	1,387	1,308	923.73	821.55	558.31	394.46
Other Operating Expenses	74.22	68.44	21.83	29.79	31.87	42.25
Total Operating Expenses	1,566	1,468	1,005	909.95	644.23	495.52
Operating Income	109.3	103.23	95.69	86.49	50.21	39.92
Currency Exchange Gain (Loss)	5.12	5.12	-4.39	-6.19	0.32	-
EBT Excluding Unusual Items	114.47	108.35	91.3	80.3	50.53	39.92
Pretax Income	116.43	110.3	91.81	80.1	51.04	39.92
Income Tax Expense	12.81	14.3	9.57	6.19	4.77	4.34
Earnings From Continuing Ops.	103.62	96.01	82.23	73.91	46.27	35.58
Minority Interest in Earnings	-42.39	-37.92	-29.68	-28.65	-19.84	-15.51
Net Income	61.23	58.09	52.55	45.26	26.43	20.07
Net Income to Common	61.23	58.09	52.55	45.26	26.43	20.07
Net Income Growth	-3.65%	10.54%	16.11%	71.26%	31.66%	25.42%
Shares Outstanding (Basic)	75	75	75	60	56	56
Shares Outstanding (Diluted)	75	75	75	60	56	56
Shares Change (YoY)	-0.47%	-	24.34%	7.85%	-	-
EPS (Basic)	0.82	0.78	0.70	0.75	0.47	0.36
EPS (Diluted)	0.82	0.78	0.70	0.75	0.47	0.36
EPS Growth	-3.17%	11.05%	-7.04%	58.86%	31.67%	25.44%
Free Cash Flow	-50.59	-155	-104.14	-21.27	-9.85	26.22
Free Cash Flow Per Share	-0.68	-2.07	-1.39	-0.35	-0.18	0.47
Operating Margin	6.53%	6.57%	8.69%	8.68%	7.23%	7.46%
Profit Margin	3.66%	3.70%	4.78%	4.54%	3.81%	3.75%
Free Cash Flow Margin	-3.02%	-9.87%	-9.46%	-2.14%	-1.42%	4.90%
Effective Tax Rate	11.00%	12.96%	10.43%	7.73%	9.35%	10.87%
Revenue as Reported	1,710	1,602	1,142	1,018	714.77	540.23

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.