Paragon Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	13.54	15.03	14.19	15.58	23.47	22.26
Total Interest Expense	0.01	0	0.33	0.28	0.24	0.59
Net Interest Income	13.53	15.03	13.86	15.31	23.24	21.67
Gain (Loss) on Sale of Investments	6.95	6.95	21.19	1.5	3.17	8.22
Other Revenue	17.4	5.12	-	0.41	2.4	0.31
Revenue Before Loan Losses	37.88	27.09	35.05	17.22	28.8	30.2
Provision for Loan Losses	-0.83	-0.95	0.82	-2.92	1.42	3.43
Revenue	38.72	28.04	34.23	20.15	27.38	26.77
Revenue Growth (YoY)	-5.58%	-18.09%	69.92%	-26.43%	2.29%	-35.68%
Salaries & Employee Benefits	15.83	16.42	17.58	16.29	16.33	12.74
Cost of Services Provided	0.84	0.84	0.54	0.49	0.15	0.19
Other Operating Expenses	6.66	5.04	5.12	3.02	1.73	9.85
Total Operating Expenses	24.62	22.71	24.34	21.3	19.06	23.34
Operating Income	14.1	5.32	9.89	-1.15	8.32	3.43
EBT Excluding Unusual Items	14.15	5.37	10.42	-1.15	8.32	3.48
Pretax Income	14.15	5.37	10.42	-0.96	8.87	3.6
Income Tax Expense	5.71	2.22	1.83	0.34	2.08	0.64
Net Income	8.43	3.15	8.59	-1.3	6.79	2.97
Net Income to Common	8.43	3.15	8.59	-1.3	6.79	2.97
Net Income Growth	-39.17%	-63.38%	-	-	129.06%	-81.19%
Shares Outstanding (Basic)	4	4	4	4	4	4
Shares Outstanding (Diluted)	4	4	4	4	4	4
EPS (Basic)	1.98	0.74	2.02	-0.31	1.60	0.70
EPS (Diluted)	1.98	0.74	2.02	-0.31	1.60	0.70
EPS Growth	-39.16%	-63.37%	-	-	129.06%	-81.19%
Free Cash Flow	4.85	12.23	-54.25	49.37	18.45	45.4
Free Cash Flow Per Share	1.14	2.88	-12.76	11.62	4.34	10.68
Operating Margin	36.42%	18.99%	28.90%	-5.72%	30.39%	12.82%
Profit Margin	21.79%	11.22%	25.09%	-6.45%	24.81%	11.08%
Free Cash Flow Margin	12.52%	43.60%	-158.47%	245.07%	67.39%	169.61%
Effective Tax Rate	40.38%	41.40%	17.58%	-	23.43%	17.66%
Revenue as Reported	38.78	27.99	36.32	18.26	30.54	31.12

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.