Paragon Finance Limited (BOM:531255)

Paragon Finance Statistics

Total Valuation

Paragon Finance has a market cap or net worth of INR 213.35 million.

Market Cap	213.35M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

Paragon Finance has 4.25 million shares outstanding. The number of shares has increased by 0.00% in one year.

Current Share Class	4.25M
Shares Outstanding	4.25M
Shares Change (YoY)	+0.00%
Shares Change (QoQ)	+0.37%
Owned by Insiders (%)	25.63%
Owned by Institutions (%)	2.68%
Float	281,831

Valuation Ratios

The trailing PE ratio is 25.31.

PE Ratio	25.31
Forward PE	n/a
PS Ratio	5.51
PB Ratio	0.66
P/TBV Ratio	0.66
P/FCF Ratio	44.02
P/OCF Ratio	17.65
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 7.45, with a Debt / Equity ratio of 0.02.

Current Ratio	7.45
Quick Ratio	6.51
Debt / Equity	0.02
Debt / EBITDA	n/a
Debt / FCF	1.46
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.60% and return on invested capital (ROIC) is 2.62%.

Return on Equity (ROE)	2.60%
Return on Assets (ROA)	2.45%
Return on Invested Capital (ROIC)	2.62%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.60%
Revenue Per Employee	12.91M
Profits Per Employee	2.81M
Employee Count	3
Asset Turnover	0.11
Inventory Turnover	n/a

Taxes

In the past 12 months, Paragon Finance has paid 5.71 million in taxes.

Income Tax	5.71M
Effective Tax Rate	40.38%

Stock Price Statistics

The stock price has decreased by -21.95% in the last 52 weeks. The beta is -0.28, so Paragon Finance's price volatility has been lower than the market average.

Beta (5Y)	-0.28
52-Week Price Change	-21.95%
50-Day Moving Average	51.45
200-Day Moving Average	53.93
Relative Strength Index (RSI)	49.97
Average Volume (20 Days)	869

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Paragon Finance had revenue of INR 38.72 million and earned 8.43 million in profits. Earnings per share was 1.98.

Revenue	38.72M
Gross Profit	38.24M
Operating Income	14.10M
Pretax Income	14.15M
Net Income	8.43M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.98

Balance Sheet

The company has 7.78 million in cash and 7.09 million in debt, with a net cash position of 692,000 or 0.16 per share.

Cash & Cash Equivalents	7.78M
Total Debt	7.09M
Net Cash	692,000
Net Cash Per Share	0.16
Equity (Book Value)	325.06M
Book Value Per Share	76.25
Working Capital	140.29M

Cash Flow

In the last 12 months, operating cash flow was 12.09 million and capital expenditures -7.24 million, giving a free cash flow of 4.85 million.

Operating Cash Flow	12.09M
Capital Expenditures	-7.24M
Free Cash Flow	4.85M
FCF Per Share	1.14

Margins

Gross margin is 98.78%, with operating and profit margins of 36.42% and 21.78%.

Gross Margin	98.78%
Operating Margin	36.42%
Pretax Margin	36.54%
Profit Margin	21.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	12.52%

Dividends & Yields

Paragon Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.00%
Shareholder Yield	-0.00%
Earnings Yield	3.95%
FCF Yield	2.27%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4