Heartland Financial USA Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	21.32	17.32	6.44	8.97	11.93	Upgrade
Depreciation & Amortization	10.13	9.53	9.41	8.85	8.19	Upgrade
Loss (Gain) From Sale of Assets	-	-0.37	0.17	-	-	Upgrade
Asset Writedown & Restructuring Costs	-0.85	-	-	-	-	Upgrade
Provision & Write-off of Bad Debts	2.73	-	-	-	-	Upgrade
Other Operating Activities	7.31	3.72	1.69	3.51	0.8	Upgrade
Change in Accounts Receivable	-20.98	-55.77	28.2	-18.2	-1.6	Upgrade
Change in Inventory	-2.98	-15.5	-3.65	-2.92	-3.22	Upgrade
Change in Accounts Payable	6.29	21.54	-3.36	1.97	-5.75	Upgrade
Change in Other Net Operating Assets	0.28	-1.87	2.41	2.65	-7.58	Upgrade
Operating Cash Flow	23.26	-21.4	41.31	4.84	2.76	Upgrade
Operating Cash Flow Growth	-	-	753.43%	75.11%	-92.72%	Upgrade
Capital Expenditures	-26.5	-10.21	-4.82	-8.72	-14.08	Upgrade
Sale of Property, Plant & Equipment	-	0.55	0.65	-	-	Upgrade
Investment in Securities	-	1.15	-1.15	-	-	Upgrade
Other Investing Activities	0.01	0.03	0.11	0.03	2.32	Upgrade
Investing Cash Flow	-26.49	-8.48	-5.21	-8.69	-11.76	Upgrade
Short-Term Debt Issued	9.2	10.69	-	7.09	1.11	Upgrade
Long-Term Debt Issued	-	4.2	2	-	7.16	Upgrade
Total Debt Issued	9.2	14.89	2	7.09	8.27	Upgrade
Short-Term Debt Repaid	-	-	-12.36	-	-	Upgrade
Long-Term Debt Repaid	-2.7	-4.28	-3.85	-2.27	-0.73	Upgrade
Total Debt Repaid	-2.7	-4.28	-16.21	-2.27	-0.73	Upgrade
Net Debt Issued (Repaid)	6.51	10.61	-14.21	4.82	7.54	Upgrade
Other Financing Activities	-3.25	-1.89	-0.73	-1.23	-0.4	Upgrade
Financing Cash Flow	3.26	8.71	-14.94	3.59	7.15	Upgrade
Net Cash Flow	0.03	-21.17	21.16	-0.26	-1.86	Upgrade
Free Cash Flow	-3.24	-31.61	36.49	-3.88	-11.32	Upgrade
Free Cash Flow Margin	-0.36%	-4.23%	7.25%	-0.85%	-3.00%	Upgrade
Free Cash Flow Per Share	-0.15	-1.43	1.65	-0.18	-0.51	Upgrade
Cash Interest Paid	3.25	1.89	0.73	1.23	0.4	Upgrade
Cash Income Tax Paid	4.97	3.76	1.29	3	2.51	Upgrade
Levered Free Cash Flow	-13.03	-39.63	33.48	-11.36	-9.53	Upgrade
Unlevered Free Cash Flow	-10.74	-38.22	33.93	-10.6	-9.16	Upgrade
Change in Net Working Capital	13.52	52.02	-24.33	18.9	12.21	Upgrade

Updated Feb 4, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.