Dhanlaxmi Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	14,809	13,199	12,070	10,712	9,166	9,307
Interest Paid on Deposits	9,395	8,366	7,485	5,955	5,543	6,011
Net Interest Income	5,695	4,833	4,585	4,758	3,623	3,297
Net Interest Income Growth (YoY)	25.46%	5.42%	-3.64%	31.31%	9.91%	-11.67%
Gain (Loss) on Sale of Assets	2.43	2.43	2.52	7.67	2.16	-0.58
Gain (Loss) on Sale of Investments	131.9	131.9	190.25	-424.32	793.27	550.68
Other Non-Interest Income	1,528	1,558	1,333	1,162	895.76	672.12
Total Non-Interest Income	1,662	1,692	1,526	745.17	1,691	1,222
Non-Interest Income Growth (YoY)	-0.59%	10.91%	104.73%	-55.94%	38.37%	8.30%
Revenues Before Loan Losses	7,357	6,525	6,110	5,503	5,314	4,519
Provision for Loan Losses	548.53	234.83	-12.2	915.91	972.05	432.05
Revenue	6,808	6,290	6,122	4,587	4,342	4,087
Revenue Growth (YoY)	6.84%	2.74%	33.48%	5.63%	6.25%	10.41%
Salaries and Employee Benefits	3,270	3,136	3,312	2,473	2,346	2,254
Occupancy Expenses	710.36	710.36	546.2	445.9	443.53	333.75
Selling, General & Administrative	698.95	698.95	646.89	602.33	571.7	555.18
Other Non-Interest Expense	1,265	1,028	912.41	749.91	610.03	517.79
Total Non-Interest Expense	5,944	5,574	5,417	4,271	3,971	3,660
EBT Excluding Unusual Items	864.41	716.21	704.82	316.13	370.94	426.28
Pretax Income	864.41	716.21	704.82	316.13	370.94	426.28
Income Tax Expense	-18	49.8	126.6	-177.5	11.9	54.4
Net Income	882.41	666.41	578.22	493.63	359.04	371.88
Net Income to Common	882.41	666.41	578.22	493.63	359.04	371.88
Net Income Growth	115.37%	15.25%	17.14%	37.48%	-3.45%	-43.46%
Basic Shares Outstanding	381	281	261	253	253	253
Diluted Shares Outstanding	381	281	261	253	253	253
Shares Change (YoY)	50.92%	7.43%	3.31%	-0.01%	0.01%	-
EPS (Basic)	2.32	2.37	2.21	1.95	1.42	1.47
EPS (Diluted)	2.31	2.37	2.21	1.95	1.42	1.47
EPS Growth	42.56%	7.24%	13.33%	37.41%	-3.45%	-43.46%
Effective Tax Rate	-	6.95%	17.96%	-	3.21%	12.76%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.